4514 Whispering Oak, New Braunfels, TX 78130 Property Records

Guadalupe County property record for 4514 Whispering Oak, New Braunfels, TX 78130

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,306 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$335,453 (Jan 2023)
Tax Bill	$2,993 (2023)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000178418`

Property Details

APN / Parcel Number

Primary APN	`000000178418`
Alternative APNs	`1G1879-8007-02600-0-00` `000000157022` `000000281008` `178418`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,306 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	1,006 sqft
2nd Floor Area	1,300 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4514 WHISPERING OAK
City	NEW BRAUNFELS
State	TX
Zip	78130-2292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGEND POND-LEGEND POINT PH #8 BLOCK 7 LOT 26 .15 AC
Legal Subdivision	LEGEND POND-LEGEND POINT PH #8
Legal Tract	26
Legal Block	7
Legal Lot Number	26
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1000
Census Tract	210608

Owner

4514 Whispering Oak is owned and occupied by an individual who bought it in January 2023.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	4514 WHISPERING OAK, NEW BRAUNFELS, TX 78130-2292
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2023 · Amount on File
Deed Sale	Jan 27, 2023 · Amount on File
Deed Document Number	20232074
Record Updated	Sep 20, 2026

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jan 27, 2023
Property Address	4514 WHISPERING OAK, NEW BRAUNFELS, TX 78130-2292
Document Number	0099002074
Map Reference	VOL 9 PG 350&351
Instrument Date	Jan 26, 2023
Instrument	202399002074
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	AUSTIN TITLE, ATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 WHISPERING OAK, NEW BRAUNFELS, TX 78130-2292

Mortgage

Document Number	0099002075
Date	Jan 27, 2023
Instrument	202399002075

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	New Braunfels City
Unified School District	New Braunfels Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,064 (-0.83%) Land $41,914 Building $272,150	$314,064 (-0.83%) Land $41,914 Building $272,150
2025		$316,706 Land $39,811 Building $276,895	$316,706 Land $39,811 Building $276,895
2023	$2,993.00 (+3,890.67%)	$366,972 Land $57,086 Building $309,886	$366,972 Land $57,086 Building $309,886
2022	$75.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4514 Whispering Oak in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4514 Whispering Oak is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BRAUNFELS UTILITIES serves 116,477 people · EPA ID TX0460001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Guadalupe Valley Electric Cooperative Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20