Cumberland County property record for 4514 Ruby Rd, Fayetteville, NC 28311
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,234 sqft · built 1982 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $184,000 (Jun 2023) |
| Tax Bill | $2,257 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Mar 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0520-51-8761 |
| Primary APN | 0520-51-8761 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,234 sqft Heated Area |
| 1st Floor Area | 934 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 131 ft deep x 82.8 ft wide |
| Porch | Slab |
| Porch Area | 16 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 4514 RUBY RD |
|---|---|
| City | FAYETTEVILLE |
| State | NC |
| Zip | 28311-1875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | TIFFANY PINES LO:407 SE:8-PT1 PL:0049-0045 |
| Legal Subdivision | TIFFANY PINES |
| Legal Block | 51 |
| Legal Lot Number | 407 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | CARVERS CREEK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2501 |
Source: Cumberland County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4514 RUBY RD, FAYETTEVILLE, NC 28311-1875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2023 | Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| Mar 10, 2023 | Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on Record |
| Deed Sale | Jun 14, 2023 · Amount on Record |
| Prior Sale | Mar 10, 2023 · Amount on Record |
| Deed Document Number | 202318339 |
| Deed Book / Page | 11756 / 408 |
| Prior Transfer Date | Feb 9, 2011 |
| Prior Transfer Doc | 0085840836 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 14, 2023 |
| Property Address | 4514 RUBY RD, FAYETTEVILLE, NC 28311-1875 |
| Document Number | 0117560408 |
| Book / Page | 11756 / 408 |
| Map Reference | MB 49 PG 45 |
| Instrument Date | May 17, 2023 |
| Instrument | 18339 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2411 SILVER BELL LOOP, FAYETTEVILLE, NC 28304-4896 |
| Name | Verified Name |
|---|---|
| Address | 4514 RUBY RD, FAYETTEVILLE, NC 28311-1875 |
| Document Number | 0000018340 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 18340 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Mar 10, 2023 |
| Property Address | 4514 RUBY RD, FAYETTEVILLE, NC 28311-1875 |
| Document Number | 0116880823 |
| Book / Page | 11688 / 823 |
| Map Reference | MB 49 PG 45 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 7267 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 22, 2023 |
| Title Company | LINCOLN TITLE INSURANCE, LION TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1710 COMMUNITY DR, FAYETTEVILLE, NC 28312-6426 |
| Name | Verified Name |
|---|---|
| Address | 241 SILVER OAKS DR, FAYETTEVILLE, NC 28311-0881 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007268 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 7268 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Fayetteville City |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,257.00 (+58.27%) | $128,758 (+69.14%) Land $30,000 Building $98,758 | $128,758 (+69.14%) Land $30,000 Building $98,758 |
| 2024 | $1,426.00 (+11.23%) | $76,123 (+3.26%) Land $12,000 Building $64,123 | $76,123 (+3.26%) Land $12,000 Building $64,123 |
| 2023 | $1,282.00 (+8.64%) | $73,723 (-) Land $12,000 Building $61,723 | $73,723 (-) Land $12,000 Building $61,723 |
| 2022 | $1,180.00 | $73,723 Land $12,000 Building $61,723 | $73,723 Land $12,000 Building $61,723 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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