4514 N Spaulding Ave, Chicago, IL 60625 Property Records

Cook County property record for 4514 N Spaulding Ave, Chicago, IL 60625

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,416 sqft · built 1908
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Nov 2021)
Tax Bill	$7,768 (2023)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-218-028`

Property Details

APN / Parcel Number

Primary APN	`13-14-218-028`
Alternative APN	`13-14-218-028-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,416 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1910
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4514 N SPAULDING AVE
City	CHICAGO
State	IL
Zip	60625-5408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(NORTH)(WEST)(LAND) ASSN SUB OF EX S 665.6 FT EH NE SEC 14-40-13
Legal Range	13E
Legal Township	40N
Legal Section	14
Legal Subdivision	NORTH WEST LAND
Legal Block	6
Legal Lot Number	27
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2004
Census Tract	140702

Owner

4514 N Spaulding Ave is owned and occupied by an individual who bought it in November 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4514 N SPAULDING AVE, CHICAGO, IL 60625-5408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 13, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Mar 13, 2012 · Amount on File
Deed Document Number	20214334
Prior Transfer Date	Feb 21, 2003
Prior Transfer Doc	0000062858
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 16, 2021
Property Address	4514 N SPAULDING AVE, CHICAGO, IL 60625-5408
Document Number	0032004334
Instrument Date	Oct 18, 2021
Instrument	2132004334
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	PRECISION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4514 N SPAULDING AVE, CHICAGO, IL 60625-5408

Mortgage

Document Number	0032004335
Date	Nov 16, 2021
Instrument	2132004335

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4514 N SPAULDING AVE, CHICAGO, IL 60625-5408
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009907076
Date	Apr 9, 2021
Instrument	2109907076

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4514 N SPAULDING AVE, CHICAGO, IL 60625-5408
Document Number	2018907000
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4514 N SPAULDING AVE CHICAGO IL 606255408, CHICAGO, IL 60625-5408

Mortgage

Document Number	2018907000
Date	Jul 7, 2020
Instrument	18907000

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 6, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,000 Land $13,125 Building $40,875	$540,000 Land $131,250 Building $408,750
2023	$7,768.00 (+2.89%)
2022	$7,550.00 Homeowner's exemption	$40,000 Land $10,500 Building $29,500	$400,000 Land $105,000 Building $295,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4514 N Spaulding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4514 N Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 932 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500

May also be available: AT&T, Google Fiber, T-Mobile, Verizon, Zentro.

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