4514 IL Route 23, Harvard, IL 60033 Property Records

McHenry County property record for 4514 IL Route 23, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,730 sqft · built 1930
Lot Size	5.05 acres (219,978 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-400-006`

Property Details

APN / Parcel Number

Primary APN	`06-11-400-006`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,730 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	219,978 sqft (5.05 acres)

Location & Zoning

Street Address	4514 IL ROUTE 23
City	HARVARD
State	IL
Zip	60033-8372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1992R0045336 N 350.18FT MEAS ON E LINE W 566.81FT MEAS ON N LINE E 2201.46FT N1/2 SE1/4
Legal Range	05E
Legal Township	45N
Legal Section	11
Legal Block	400
Jurisdiction	MCHENRY IL
Township / Civil Division	DUNHAM
Census Block Group	1
Census Block	1041
Census Tract	870200

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4504 IL ROUTE 23, HARVARD, IL 60033-8365
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 1992
Deed Sale	Aug 20, 1992
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	May 26, 2026
Property Address	4514 IL ROUTE 23, HARVARD, IL 60033-8372
Document Number	0000014456
Instrument Date	May 26, 2026
Instrument	202614456
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4504 IL ROUTE 23, HARVARD, IL 60033-8365

Mortgage

Document Number	0000014456,
Date	May 26, 2026
Instrument	202614456

Lender

Name	HARVARD STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2031

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Dunham Township
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$63,316 Land $32,628 Building $30,688	$189,948 Land $97,884 Building $92,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	40 / 10