4514 Crossgate Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4514 Crossgate Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.274 acres (11,943 sqft)
Owner	Trust Name on File
Last Sale	$288,500 (Aug 2021)
Tax Bill	$8,271 (2024)
Deeds & Mortgages	Mar 2023 Transfer Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-429-028`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-429-028`

Exterior

Lot Area	11,943 sqft (0.274 acres)

Location & Zoning

Street Address	4514 CROSSGATE DR
City	CHAMPAIGN
State	IL
Zip	61822-9353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 765 IRONWOOD 7
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD 7
Legal Lot Number	765
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1036
Census Tract	1205

Owner

4514 Crossgate Dr is owner-occupied and held in a trust since March 2023.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Trust Name on File
Mailing Address	4514 CROSSGATE DR, CHAMPAIGN, IL 61822-9353
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Intrafamily Transfer, Transfer ATTORNEY
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Aug 9, 2021	Warranty Deed, Transfer
May 25, 2021	Deed of Trust, Mortgage · VA Mortgage BUSEY BANK
Jun 20, 2019	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Jun 20, 2019 · Amount on File
Deed Document Number	202118968
Last Transfer Date	Mar 10, 2023
Transfer Doc	0000003042
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 14, 2023
Property Address	4514 CROSSGATE DR, CHAMPAIGN, IL 61822-9353
Document Number	0000003042
Map Reference	DOC 2000R 5843
Instrument Date	Mar 10, 2023
Instrument	2023R03042
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 CROSSGATE DR, CHAMPAIGN, IL 61822-9353

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4514 CROSSGATE DR, CHAMPAIGN, IL 61822-9353
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006464
Date	Apr 12, 2022
Instrument	2022R06464

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 9, 2021
Property Address	4514 CROSSGATE DR, CHAMPAIGN, IL 61822-9353
Document Number	0000018968
Map Reference	DOC 2000R 5843
Instrument Date	Jul 27, 2021
Instrument	2021R18968
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Tax	$288.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 CROSSGATE DR, CHAMPAIGN, IL 61822-9353

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4514 CROSSGATE DR, CHAMPAIGN, IL 61822-9353
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012147
Date	May 25, 2021
Instrument	2021R12147

Lender

Name	BUSEY BANK
Type	Bank
Address	81820

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 20, 2019
Property Address	4514 CROSSGATE DR, CHAMPAIGN, IL 61822-9353
Document Number	0000009392
Map Reference	DOC 2000R05843
Instrument Date	Jun 14, 2019
Instrument	2019R09392
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4514 CROSSGATE DR, CHAMPAIGN, IL 61822-9353

Mortgage

Document Number	0000009393
Date	Jun 20, 2019
Instrument	2019R09393

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,310 Land $26,800 Building $85,510	$336,930 Land $80,400 Building $256,530
2024	$8,271.00
2022	$7,450.00 Homeowner's exemption	$85,910 Land $20,500 Building $65,410	$257,730 Land $61,500 Building $196,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4514 Crossgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4514 Crossgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mediacom Xtream.

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