4514 Charleston Rd, Poca, WV 25159 Property Records

Putnam County property record for 4514 Charleston Rd, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1976
Lot Size	1.71 acres (74,705 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,000 (Aug 2018)
Tax Bill	$740 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-196-0049.0000`

Property Details

APN / Parcel Number

Primary APN	`08-196-0049.0000`
Alternative APNs	`40-08-196-0049.0000` `00010358`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	2,328 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	74,705 sqft (1.71 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00010358
Street Address	4514 CHARLESTON RD
City	POCA
State	WV
Zip	25159-7302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.715 AC BLACK BETSY
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	4
Census Block	4033
Census Tract	20100

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4514 CHARLESTON RD, POCA, WV 25159-7302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Aug 29, 2018	Warranty Deed, Transfer BESTITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	20184477590002
Deed Book / Page	570 / 930
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	4514 CHARLESTON RD, POCA, WV 25159-7302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1196/524
Date	Aug 29, 2018
Book Page	1196/524
Instrument	004477600017

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Aug 29, 2018
Property Address	4514 CHARLESTON RD, POCA, WV 25159-7302
Document Number	570/930
Book / Page	570 / 930
Map Reference	DB 149 PG 52
Instrument Date	Aug 24, 2018
Instrument	004477590002
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	BESTITLE

Transaction

Amount	Amount Recorded
Tax	$369.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4514 CHARLESTON RD, POCA, WV 25159-7302

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$740.00 (+4.08%)	$59,160 (+5.12%) Land $13,980 Building $45,180	$98,600 (+5.12%) Land $23,300 Building $75,300
2025	$711.00 (+1.28%)	$56,280 (-2.6%) Land $12,840 Building $43,440	$93,800 (-2.6%) Land $21,400 Building $72,400
2023	$702.00 (+4.15%)	$57,780 (+3.33%) Land $19,920 Building $37,860	$96,300 (+3.33%) Land $33,200 Building $63,100
2022	$674.00	$55,920 Land $20,580 Building $35,340	$93,200 Land $34,300 Building $58,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 69% of West Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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