4514 Cartwright Ln, Covington, VA 24426 Property Records

Alleghany County property record for 4514 Cartwright Ln, Covington, VA 24426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1988
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Jun 2007)
Tax Bill	$1,075 (2025)
Flood Zone	Zone X (minimal risk)
APN	`03800-00-000-011T`

Property Details

APN / Parcel Number

Primary APN	`03800-00-000-011T`
Alternative APN	`3305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	1,296 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	59,242 sqft (1.36 acres)
Terrain	Rolling
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3305
Street Address	4514 CARTWRIGHT LN
City	COVINGTON
State	VA
Zip	24426-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	1.36 AC TR A JOHNSON CREEK
Legal Tract	A
Jurisdiction	ALLEGHANY VA
Township / Civil Division	FALLING SPRING
Census Block Group	1
Census Block	1024
Census Tract	80301

Owner

Source: Alleghany County records, as of June 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4514 CARTWRIGHT LN, COVINGTON, VA 24426-5435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2007 · Amount on Record
Deed Sale	Jun 1, 2007 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of June 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Alleghany County
Unified School District	Alleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,075.00	$219,500 (+87.61%) Land $21,400 Building $198,100	$219,500 (+87.61%) Land $21,400 Building $198,100
2023		$117,000 Land $12,900 Building $104,100	$117,000 Land $12,900 Building $104,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	16 (1985–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30