45136 Starch Rd, Bruno, MN 55712 Property Records

Pine County property record for 45136 Starch Rd, Bruno, MN 55712

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,440 sqft · built 1980
Lot Size	36.6 acres (1,595,603 sqft)
Owner	Individual Name on Record
Last Sale	$134,900 (Jul 2010)
Tax Bill	$384 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14.0042.000`

Property Details

APN / Parcel Number

Primary APN	`14.0042.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,080 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,595,603 sqft (36.6 acres)
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	726 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Deck Area	64 sqft
Shed	1 Shed
Shed Area	1 sqft
Pole Barn	2,100 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection
Heating Fuel	Electric

Location & Zoning

Street Address	45136 STARCH RD
City	BRUNO
State	MN
Zip	55712-3025
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECT-06 TWP-043 RANGE-018 36.63 AC NORTHWEST 1/4 OF NORTHWEST 1/4 ALSO KNOWN AS GOV LOT 4 MICRO #488683 NORTHWEST 1/4 ALSO
Legal Range	018
Legal Township	043
Legal Section	06
Legal Lot Number	4
Jurisdiction	PINE MN
Township / Civil Division	FLEMING
Census Block Group	1
Census Block	1003
Census Tract	950300

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45136 STARCH RD, BRUNO, MN 55712-3025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jan 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2010 · Amount on Record
Deed Sale	Jul 1, 2010 · Amount on Record
Deed Document Number	2010406
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	45136 STARCH RD, BRUNO, MN 55712-3025
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000572215
Date	Sep 20, 2022
Instrument	572215

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	45136 STARCH RD, BRUNO, MN 55712-3025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	557890
Date	Dec 16, 2020
Instrument	557890

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	45136 STARCH RD, BRUNO, MN 55712-3025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	551113
Date	Jan 16, 2020
Instrument	551113

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Fleming Township
Unified School District	East Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,900 (+17.55%) Land $159,000 Building $173,900	$332,900 (+17.55%) Land $159,000 Building $173,900
2025	$384.00 (+3,74%)
2023	$10.00	$283,200 Land $118,500 Building $164,700	$283,200 Land $118,500 Building $164,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2016)
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Starch Rd

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