Lancaster County property record for 4513 Windmill Point Rd, White Stone, VA 22578 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,652 sqft · built 1972 |
| Lot Size | 1.77 acres (77,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Nov 2024) |
| Tax Bill | $30 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Mar 2021 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 36 16C |
| Primary APN | 36 16C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 1,400 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 77,363 sqft (1.77 acres) |
| Garage Area | 440 sqft |
| Driveway | Paver Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 35 sqft |
| Patio Area | 217 sqft |
| Gazebo | Gazebo |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 12728 |
|---|---|
| Street Address | 4513 WINDMILL POINT RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ISLAND 1.776 AC LR21/676 DB437/159-P |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 30301 |
Source: Lancaster County records · APN 36 16C
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4513 WINDMILL POINT RD, WHITE STONE, VA 22578-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 07, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 08, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS AND FARMERS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on Record |
| Deed Sale | Nov 12, 2024 · Amount on Record |
| Prior Sale | Mar 08, 2021 · Amount on Record |
| Deed Document Number | 20242018 |
| Last Transfer Date | Apr 01, 2026 |
| Transfer Doc | 0000000640 |
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Apr 07, 2026 |
| Property Address | 4513 WINDMILL POINT RD, WHITE STONE, VA 22578-3113 |
| Document Number | 0000000640 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 2026640 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 4513 WINDMILL POINT RD, WHITE STONE, VA 22578-3113 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0210000677 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 210000677 |
| Name | CITIZENS AND FARMERS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30.00 (-98.81%) | $558,700 (+39.54%) Land $230,500 Building $328,200 | $558,700 (+39.54%) Land $230,500 Building $328,200 |
| 2023 | $2,522.00 | $400,400 Land $215,500 Building $184,900 | $400,400 Land $215,500 Building $184,900 |
Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030303012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 174 individual NFIP policies nearby |
| Nearby Flood Policies | 190 units insured 16 under condo master policies |
| Nearby Flood Claims | 28 (2003–2023) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Sep 2023, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures