Osceola County property record for 4513 Neptune Rd, Saint Cloud, FL 34769
| Property Type | Day Care, Pre-School |
|---|---|
| Details | 4,950 sqft · built 1983 |
| Lot Size | 1 acres (43,864 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,200,000 (Jan 2015) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-30-0725-0001-4230 |
| Primary APN | 04-26-30-0725-0001-4230 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 17 Plumbing Fixtures |
|---|---|
| Total Rooms | 16 Rooms |
| Stories | 1 Story |
| Building Area | 4,950 sqft Gross Area |
| 1st Floor Area | 4,500 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 43,864 sqft (1 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 450 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4513 NEPTUNE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6750 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Day Care, Pre-School |
| Local Zoning Code | SNB |
| Legal Description | S L & I C PB B PG 49 LOTS 423, 442 & 455 LYING S OF SR 525 & E OF PONDEROSA DR LESS PINE LAKE ESTATES UNIT 1 PB 2 PG 58 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | S L & I C TOWN OF ST CLOUD |
| Legal Tract | 725 |
| Legal Block | 4230 |
| Legal Lot Number | 423 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 148 BURRELL CIR, KISSIMMEE, FL 34744-8432 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2015 · Amount on Record |
| Deed Sale | Jan 26, 2015 · Amount on Record |
| Prior Sale | Apr 7, 2006 · Amount on Record |
| Deed Document Number | 201511718 |
| Deed Book / Page | 4726 / 446 |
| Prior Transfer Date | Apr 9, 1997 |
| Prior Transfer Doc | 0013930962 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4513 NEPTUNE RD, SAINT CLOUD, FL 34769-6750 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4513 NEPTUNE RD, SAINT CLOUD, FL 34769-6750 |
| Document Number | 0062202505 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 6220/2505 |
| Instrument | 2022082552 |
| Name | BANKUNITED NA |
|---|---|
| Type | Bank |
| Address | HIALEAH, FL 33016 |
| Amount | Amount Recorded |
|---|
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $709,400 (+14.12%) Land $473,700 Building $235,700 | $709,400 (+14.12%) Land $473,700 Building $235,700 |
| 2023 | Additional exemption filed | $621,600 Land $383,700 Building $237,900 | $621,600 Land $383,700 Building $237,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Hotwire Communications, T-Mobile, Verizon.
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