4513 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4513 Hermosa Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,667 sqft · built 2011
Lot Size	0.161 acres (6,999 sqft)
Owner	Individual Name on File
Last Sale	$379,000 (Jul 2026)
Tax Bill	$1,965 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3759-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3759-4`
Alternative APNs	`05-2N-23-1200-0000-1220` `23N205120000001220`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,667 sqft Living Area
Gross Area	3,693 sqft
1st Floor Area	1,069 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	6,999 sqft (0.161 acres)
Garage Type	Attached
Garage Area	529 sqft
Porch	Finished/Open Porch
Porch Area	118 sqft
Patio Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4513 HERMOSA RD
City	CRESTVIEW
State	FL
Zip	32539-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGGAN POND EST LOT 122
Legal Range	23W
Legal Township	02N
Legal Section	05
Legal Subdivision	DUGGAN POND EST
Legal Lot Number	122
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1019
Census Tract	20702

Owner

4513 Hermosa Rd is owned and occupied by an individual who bought it in July 2026.

Source: Okaloosa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	4513 HERMOSA RD, CRESTVIEW, FL 32539-6731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Aug 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Sep 26, 2013 · Amount on File
Deed Document Number	20263826162
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 6, 2026
Property Address	4513 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0003826162
Instrument Date	Jun 29, 2026
Instrument	20263826162
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267,953.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 HERMOSA RD, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	0003826163,
Date	Jul 6, 2026
Instrument	20263826163

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4513 HERMOSA RD, CRESTVIEW, FL 32539-6731
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 HERMOSA RD, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	0036890124
Date	Aug 23, 2023
Book Page	3689/124
Instrument	3643174

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4513 Hermosa Rd was $1,965 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,965.00 Homeowner's exemption Widower's exemption	$234,641	$340,547 Land $47,080 Building $293,467
2023	$1,847.00 (+0.11%) Homeowner's exemption Widower's exemption	$221,386 (+3%)	$367,393 (+7.67%) Land $40,000 Building $327,393
2022	$1,845.00 Homeowner's exemption Widower's exemption	$214,938	$341,220 Land $34,078 Building $307,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4513 Hermosa Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4513 Hermosa Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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