4513 Bermuda Dr, San Angelo, TX 76904 Property Records

Tom Green County property record for 4513 Bermuda Dr, San Angelo, TX 76904

Property Summary

Property Type	Duplex
Details	1,319 sqft · built 1984
Lot Size	0.084 acres (3,659 sqft)
Owner	2 Individual Names on File
Last Sale	$218,120 (Apr 2026)
Tax Bill	$1,477 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000013129`

Property Details

APN / Parcel Number

Primary APN	`R000013129`
Alternative APN	`18-33400-0046-010-00`

Interior

Stories	2 Stories
Building Area	1,319 sqft Total Area
2nd Floor Area	244 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Duplex Single
Lot Area	3,659 sqft (0.084 acres)
Lot Dimensions	131 ft deep x 28 ft wide
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4513 BERMUDA DR
City	SAN ANGELO
State	TX
Zip	76904-7268
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ACRES: 0.084 LOT: 10 SEC 18 BLK: 46 SUBD: MEADOWCREEK ADD
Legal Subdivision	MEADOWCREEK ADD
Legal Block	46
Legal Lot Number	10
Jurisdiction	TOM GREEN TX
Township / Civil Division	WEST TOM GREEN
Census Block Group	2
Census Block	2001
Census Tract	1707

Owner

4513 Bermuda Dr, a duplex, is owned and occupied by two individuals who bought it in April 2026.

Source: Tom Green County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3422 MILLBROOK DR, 83, SAN ANGELO, TX 76904-5754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES
Aug 22, 2025	Vendor's Lien, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Prior Sale	Aug 22, 2025 · Amount on File
Deed Document Number	20265104
Prior Transfer Date	Jul 19, 2013
Prior Transfer Doc	0000740590
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TOM GREEN TX
Recording Date	Apr 21, 2026
Property Address	4513 BERMUDA DR, SAN ANGELO, TX 76904-7268
Document Number	0000005104
Instrument Date	Apr 20, 2026
Instrument	2026.5104
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005105,
Date	Apr 21, 2026
Instrument	2026.5105

Lender

Name	MORTGAGE FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TOM GREEN TX
Recording Date	Aug 22, 2025
Property Address	4513 BERMUDA DR, SAN ANGELO, TX 76904-7268
Document Number	0202511041
Map Reference	VOL 4 PG 230
Instrument Date	Aug 21, 2025
Instrument	202511041
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 FREELAND AVE, SAN ANGELO, TX 76901-2945

Mortgage

Document Number	0202511042
Date	Aug 22, 2025
Instrument	202511042

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 4513 Bermuda Dr was $1,477 with a senior citizen's exemption, down 54.5% from the year before.

Source: Tom Green County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Tom Green County
Municipality	San Angelo City
Unified School District	San Angelo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,477.00 (-54.5%) Senior Citizen's exemption	$157,550 (-1.02%) Land $16,440 Building $141,110	$157,550 (-1.02%) Land $16,440 Building $141,110
2025	$3,246.00	$159,170 Land $16,440 Building $142,730	$159,170 Land $16,440 Building $142,730
2023	$3,301.00	$165,950 Land $24,030 Building $141,920	$165,950 Land $24,030 Building $141,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4513 Bermuda Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 21, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4513 Bermuda Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN ANGELO serves 105,229 people · EPA ID TX2260001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
VGI Technology Fixed Wireless	1,000 / 200
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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