4512 Romney Lock Dr, Windsor, CO 80550 Property Records

Weld County property record for 4512 Romney Lock Dr, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,455 sqft · built 2019
Lot Size	0.259 acres (11,264 sqft)
Owner	Individual Name on Record
Last Sale	$720,000 (Jan 2025)
Tax Bill	$6,022 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7053-13-3-20-08`

Property Details

APN / Parcel Number

Primary APN	`7053-13-3-20-08`
Alternative APNs	`0705-31-3-32-008` `R8954784`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,455 sqft Living Area
Gross Area	4,188 sqft
Basement Area	1,101 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,264 sqft (0.259 acres)
Garage Type	Attached
Garage Area	733 sqft
Porch	Slab
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8954784
Street Address	4512 ROMNEY LOCK DR
City	WINDSOR
State	CO
Zip	80550-2768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 1 RIDGE AT HARMONY ROAD 2ND FG
Legal Subdivision	RIDGE AT HARMONY ROAD 2ND FG
Legal Block	1
Legal Lot Number	8
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1062
Census Tract	2208

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4512 ROMNEY LOCK DR, WINDSOR, CO 80550-2768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRSTIER BANK
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Jun 28, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BBVA USA
Jan 15, 2019	Trustee's Deed, Transfer PPME LAND CORP
Jan 4, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2025 · Amount on Record
Deed Sale	Jan 24, 2025 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	20255007529
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Recording Date	Sep 30, 2026
Property Address	4512 ROMNEY LOCK DR, WINDSOR, CO 80550-2768
Document Number	0005129658
Instrument Date	Sep 29, 2026
Instrument	20265129658
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 STILLWATER AVE, CHEYENNE, WY 82009-7319

Mortgage

Document Number	0005129658,
Date	Sep 30, 2026
Instrument	20265129658

Lender

Name	FIRSTIER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	4512 ROMNEY LOCK DR, WINDSOR, CO 80550-2768
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004698696
Date	Mar 30, 2021
Instrument	4698696

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jun 28, 2019
Property Address	4512 ROMNEY LOCK DR, WINDSOR, CO 80550-2768
Document Number	0004501491
Instrument Date	May 28, 2019
Instrument	4501491
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2021
Title Company	UNIFIED TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 ROMNEY LOCK DR, WINDSOR, CO 80550-2768

Mortgage

Document Number	0004501492
Date	Jun 28, 2019
Instrument	4501492

Lender

Name	BBVA USA
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

January 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WELD CO
Recording Date	Jan 15, 2019
Property Address	4512 ROMNEY LOCK DR, WINDSOR, CO 80550-2768
Document Number	0004460121
Instrument Date	Jan 14, 2019
Instrument	4460121
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$1,099.65
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 N WAHSATCH AVE #201 COLORADO SPRINGS CO 809033475, 201, COLORADO SPRINGS, CO 80903-3475
Investor	Possibly a Property Investor

Mortgage

Document Number	4460217
Date	Jan 15, 2019
Instrument	4460217

Lender

Name	PPME LAND CORP
Address	212 N WAHSATCH AVE # 301, COLORADO SPRINGS, CO 80903-3476

Agreement

Amount	Amount Recorded

Interest

Rate	12%

Mortgage

Document Number	4460218,
Date	Jan 15, 2019
Instrument	4460218

Lender

Name	PPME LAND CORP
Address	212 N WAHSATCH AVE # 301, COLORADO SPRINGS, CO 80903-3476

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 14, 2020

Interest

Rate	12%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Jan 4, 2019
Property Address	4512 ROMNEY LOCK DR, WINDSOR, CO 80550-2768
Document Number	0004457745
Instrument Date	Jan 4, 2019
Instrument	4457745
Transaction Type	Transfer
Record Updated	Feb 18, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 N WAHSATCH AVE #301 COLORADO SPRINGS CO 809033476, 301, COLORADO SPRINGS, CO 80903-3476

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,600 (-2.07%) Land $7,650 Building $32,950	$663,332 (-) Land $125,000 Building $538,332
2025	$6,022.00 (+5.97%)	$41,460 (-2.31%) Land $7,810 Building $33,650	$663,332 (+5.72%) Land $125,000 Building $538,332
2024	$5,683.00 (+5.57%)
2023	$5,383.00	$42,440 Land $7,100 Building $35,340	$627,440 Land $105,000 Building $522,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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