4512 Duncan Ct, Naperville, IL 60564 Property Records

Will County property record for 4512 Duncan Ct, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,424 sqft · built 1998
Lot Size	0.45 acres (19,463 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Aug 2022)
Tax Bill	$12,446 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-15-401-057`

Property Details

APN / Parcel Number

Primary APN	`07-01-15-401-057`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,424 sqft Total Area
1st Floor Area	1,803 sqft
2nd Floor Area	621 sqft
Basement Area	1,803 sqft
Unfinished Basement	1,803 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	19,463 sqft (0.45 acres)
Garage Area	475 sqft

Location & Zoning

Street Address	4512 DUNCAN CT
City	NAPERVILLE
State	IL
Zip	60564-4368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 252 IN SADDLE CREEK UNIT 4, BEING A SUB OF PRT OF THE SE1/4 OF SEC. 15, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	15
Legal Subdivision	SADDLE CREEK
Legal Block	4
Legal Lot Number	252
Legal Unit	4
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3006
Census Tract	880309

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4512 DUNCAN CT, NAPERVILLE, IL 60564-4368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Warranty Deed, Transfer · ARM INTERNATIONAL BANK OF CHICAGO
Aug 5, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANDRA SEASTROM
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage SANDRA SEASTROM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Apr 23, 1998 · Amount on Record
Deed Document Number	202259672
Prior Transfer Date	Sep 16, 2021
Prior Transfer Doc	0000059671
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 5, 2022
Property Address	4512 DUNCAN CT, NAPERVILLE, IL 60564-4368
Document Number	0000059672
Map Reference	DOC R96-94479
Instrument Date	Jul 8, 2022
Instrument	R2022059672
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4512 DUNCAN CT, NAPERVILLE, IL 60564-4368
Investor	Possibly a Property Investor

Mortgage

Document Number	0000059673
Date	Aug 5, 2022
Instrument	R2022059673

Lender

Name	INTERNATIONAL BANK OF CHICAGO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.45%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	6.45%
Index	1-Year CMT
Max Rate	9.46%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Aug 5, 2022
Property Address	4512 DUNCAN CT, NAPERVILLE, IL 60564-4368
Document Number	0000059671
Map Reference	DOC R96-94479
Instrument Date	Sep 16, 2021
Instrument	R2022059671
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 DUNCAN CT, NAPERVILLE, IL 60564-4368

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4512 DUNCAN CT, NAPERVILLE, IL 60564-4368
Document Number	0000117992
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 DUNCAN CT NAPERVILLE IL 605644368, NAPERVILLE, IL 60564-4368

Mortgage

Document Number	0000117992
Date	Dec 23, 2020
Instrument	117992

Lender

Name	SANDRA SEASTROM
Address	1599 CARRIAGE HILL RD, LISLE, IL 60532

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4512 DUNCAN CT, NAPERVILLE, IL 60564-4368
Document Number	0000118058
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 DUNCAN CT NAPERVILLE IL 605644368, NAPERVILLE, IL 60564-4368

Mortgage

Document Number	0000118058
Date	Dec 23, 2020
Instrument	118058

Lender

Name	SANDRA SEASTROM
Address	1899 CARRIAGE HILL RD, LISLE, IL 60532-3348

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,446.00 (+22.58%)	$207,627 (+9.95%) Land $48,583 Building $159,044	$622,881 (+9.95%) Land $145,749 Building $477,132
2024		$188,837 (+29.21%) Land $44,186 Building $144,651	$566,511 (+29.21%) Land $132,558 Building $433,953
2022	$10,153.00 Homeowner's exemption	$146,143 Land $36,925 Building $109,218	$438,429 Land $110,775 Building $327,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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