1. Home
  2. Texas
  3. McLennan County
  4. Waco
  5. Concord Rd

4512 Concord Rd, Waco, TX 76705 Property Records

McLennan County property record for 4512 Concord Rd, Waco, TX 76705 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,610 sqft · built 1992
Lot Size1.91 acres (83,505 sqft)
Owner2 Individual Names on File
Tax Bill$6,509 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Feb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN280570000429013

Property Details

APN / Parcel Number

Primary APN280570000429013
Alternative APNs
  • 2805700004290130111
  • 126835

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,610 sqft Living Area
1st Floor Area2,610 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2000
Exterior MaterialStone
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area83,505 sqft (1.91 acres)
Garage TypeCarport
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area770 sqft
PorchOpen Porch
Porch Area688 sqft
Patio Area1,800 sqft
Storage Building336 sqft
Utility Building460 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number126835
Old Parcel Number2805700004290130111
Street Address4512 CONCORD RD
CityWACO
StateTX
Zip76705-2654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOMAS DE LA VEGA ACRES 1.917
Legal SubdivisionTOMAS DE LA VEGA
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2003
Census Tract1700

Owner

Source: McLennan County records · APN 280570000429013

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4512 CONCORD RD, WACO, TX 76705-2654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 01, 2021Deed of Trust, Mortgage · Line of Credit
BBVA USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 26, 1990
Deed SaleFeb 26, 1990
Deed Document Number0001684784
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4512 CONCORD RD, WACO, TX 76705-2654
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4512 CONCORD RD, WACO, TX 76705-2654

Mortgage

Document Number0000006434
DateMar 02, 2026
Instrument2026006434
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueFeb 26, 2066
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4512 CONCORD RD, WACO, TX 76705-2654
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003971
DateFeb 01, 2021
Instrument2021003971
Lender
NameBBVA USA
TypeBank
AddressWACO, TX 76705
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$443,423 (-1.95%) Land $26,350 Building $485,360$511,710 (+13.15%) Land $26,350 Building $485,360
2024$6,509.00 (+26.81%)
2023$452,230 Land $19,190 Building $433,040$452,230 Land $19,190 Building $433,040
2022$5,133.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090017002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1989–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2018, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 51% of the US · above 26% of Texas
Wildfire LikelihoodAbout 1 in 1,205 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsCable1,500 / 50
SpectrumCable1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 100
VerizonFixed Wireless300 / 20
HelmscoFixed Wireless (unlicensed)100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Concord Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures