Whatcom County property record for 4512 Cable St, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1932 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,000 (Feb 2018) |
| Tax Bill | $4,754 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 549307 |
| Primary APN | 549307 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 938 sqft |
| Unfinished Basement | 938 sqft |
| Year Built | Built 1932 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 15,002 sqft (0.344 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 218 sqft |
| Deck Area | 396 sqft |
| Storage Building | 740 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 549307 |
|---|---|
| Street Address | 4512 CABLE ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR3 |
| Legal Description | WEST GENEVA ON LAKE WHATCOM ELY 10 FT OF LOT 3-LOT 4 BLK 17-TOG WI VAC N 1/2 ALLEY ABTG AS VAC CP VOL 45 PG 504 4/1968-LOT 27 |
| Legal Range | 03 |
| Legal Township | 38 |
| Legal Section | 34 |
| Legal Subdivision | WEST GENEVA ON LAKE WHATCOM |
| Legal Block | 17 |
| Legal Lot Number | 3 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 805 |
4512 Cable St is owned by two individuals who bought it in February 2018.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3260 CLIPPER RD, DEMING, WA 98244-9100 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Feb 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2018 · Amount on File |
| Deed Sale | Feb 23, 2018 · Amount on File |
| Deed Document Number | 2018-0202273 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 4512 CABLE ST, BELLINGHAM, WA 98229-2605 |
| Document Number | 2200500514 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4512 CABLE ST BELLINGHAM WA 982292605, BELLINGHAM, WA 98229-2605 |
| Document Number | 2200500514 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 500514 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 23, 2018 |
| Property Address | 4512 CABLE ST, BELLINGHAM, WA 98229-2605 |
| Document Number | 2180202273 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 202273 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,039.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4512 CABLE ST BELLINGHAM WA 982292605, BELLINGHAM, WA 98229-2605 |
| Document Number | 2180202274 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 202274 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 22, 2048 |
The 2025 property tax bill for 4512 Cable St was $4,754.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,754.00 | $531,472 Land $294,912 Building $236,560 | $531,472 Land $294,912 Building $236,560 |
| 2022 | $448,430 Land $248,832 Building $199,598 | $448,430 Land $248,832 Building $199,598 | |
| 2021 | $3,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4512 Cable St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4512 Cable St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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