4512 60th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 4512 60th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,104 sqft · built 1976
Lot Size	3.49 acres (152,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Oct 2023)
Tax Bill	$3,126 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-023-3420`

Property Details

APN / Parcel Number

Primary APN	`25-023-3420`
Alternative APNs	`25-00023-3420` `16938`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,104 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	883 sqft
Finished Basement	883 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	152,024 sqft (3.49 acres)
Garage Type	Mixed
Garage Area	1,667 sqft
Driveway	Driveway

Exterior Amenities

Porch	Screened Porch
Porch Area	120 sqft
Patio Area	120 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16938
Street Address	4512 60TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ALL THAT PART OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 23, TOWNSHIP 35, RANGE 30, SHERBURNE COUNTY,
Legal Range	30W
Legal Township	35N
Legal Section	23
Legal Tract	A
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1026
Census Tract	30301

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4512 60TH AVE SE, SAINT CLOUD, MN 56304-9742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP
Jul 18, 2019	Affidavit of Death, Transfer HOME TOWN TITLE LLC
Jul 18, 2019	Grant Deed, Transfer · Conventional Mortgage CHURCHILL MTG
Feb 21, 2018	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Deed Document Number	2023962251
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 3, 2023
Property Address	4512 60TH AVE SE, SAINT CLOUD, MN 56304-9742
Document Number	0000962251
Instrument Date	Sep 22, 2023
Instrument	962251
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	HOME TOWN TITLE LLC, HOME TOWN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,303.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4512 60TH AVE SE, SAINT CLOUD, MN 56304-9742

Mortgage

Document Number	0000962252
Date	Oct 3, 2023
Instrument	962252

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SHERBURNE MN
Recording Date	Jul 18, 2019
Property Address	4512 60TH AVE SE, SAINT CLOUD, MN 56304-9742
Document Number	0000875256
Instrument Date	Jul 1, 2019
Instrument	875256
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	HOME TOWN TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 60TH AVE SE ST CLOUD MN 563049742, ST CLOUD, MN 56304-9742

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 18, 2019
Property Address	4512 60TH AVE SE, SAINT CLOUD, MN 56304-9742
Document Number	0000875257
Instrument Date	Jul 1, 2019
Instrument	875257
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	HOME TOWN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$899.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4512 60TH AVE SE ST CLOUD MN 563049742, ST CLOUD, MN 56304-9742

Mortgage

Document Number	875258
Date	Jul 18, 2019
Instrument	875258

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 17, 2034

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	4512 60TH AVE SE, SAINT CLOUD, MN 56304-9742
Document Number	0000852569
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4512 60TH AVE SE ST CLOUD MN 563049742, ST CLOUD, MN 56304-9742

Mortgage

Document Number	0000852569
Date	Feb 28, 2018
Instrument	852569

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,600 (+0.88%) Land $135,100 Building $253,500	$388,600 (+0.88%) Land $135,100 Building $253,500
2025	$3,126.00 (+25.14%)	$385,200 (+16.27%) Land $131,700 Building $253,500	$385,200 (+16.27%) Land $131,700 Building $253,500
2023	$2,498.00	$331,300 Land $118,800 Building $212,500
2021			$331,300 Land $118,800 Building $212,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: CenturyLink.

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