45117 292nd St, Viborg, SD 57070 Property Records

Yankton County property record for 45117 292nd St, Viborg, SD 57070

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 1890
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Tax Bill	$341 (2025)
Deeds & Mortgages	Dec 2009 Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04.012.400.010`

Property Details

APN / Parcel Number

Primary APN	`04.012.400.010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
Basement Area	820 sqft
Unfinished Basement	820 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45117 292ND ST
City	VIBORG
State	SD
Zip	57070-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	Z.T.C. TRACT 1 N2 NW4
Legal Range	54
Legal Township	96
Legal Section	12
Legal Subdivision	Z T C
Legal Tract	1
Jurisdiction	YANKTON SD
Township / Civil Division	TURKEY VALLEY
Census Block Group	1
Census Block	1089
Census Tract	966400

Owner

Source: Yankton County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45117 292ND ST, VIBORG, SD 57070-5208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2009	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 25, 2026	Warranty Deed, Transfer · VA Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	45117 292ND ST, VIBORG, SD 57070-5208
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	YANKTON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000490/133
Date	Dec 29, 2009
Book Page	490/133

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2040

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Mar 25, 2026
Property Address	45117 292ND ST, VIBORG, SD 57070-5208
Document Number	000583/103
Book / Page	583 / 103
Instrument Date	Mar 20, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ANTHEM TITLE ESCROW SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45117 292ND ST, VIBORG, SD 57070-5208

Mortgage

Document Number	0000583104
Date	Mar 25, 2026
Instrument	583/104

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
County Subdivision	Turkey Valley Township
Unified School District	Irene-Wakonda School District 13-3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$341.00 (-8.09%)	$33,012 (+0.19%) Land $3,812 Building $29,200
2023		$32,949 Land $3,749 Building $29,200
2022	$371.00
2021			$32,860 Land $3,660 Building $29,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

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