451107 E 320 Rd, #122, Afton, OK 74331 Property Records

Delaware County property record for 451107 E 320 Rd, #122, Afton, OK 74331

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,848 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Jul 2025)
Tax Bill	$2,433 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Aug 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24N22E-21-0-80278-000-0122`

Property Details

APN / Parcel Number

Primary APN	`24N22E-21-0-80278-000-0122`
Alternative APNs	`24N22E-21-0-00278-000-0122` `0016446` `16446`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,848 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Deck Area	70 sqft
Storage Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16446
Street Address	451107 E 320 RD # 122, 122
City	AFTON
State	OK
Zip	74331-5641
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	HARBORS CONDOMINIUMS UNIT 122 2602-84
Legal Range	22E
Legal Township	24N
Legal Section	21
Legal Subdivision	CLEORA-HARBORS CONDOMINIUMS
Legal Lot Number	122
Legal Unit	122
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2012
Census Tract	375804

Owner

Source: Delaware County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	22793 S 4160 RD, CLAREMORE, OK 74019-1896
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · ARM ARVEST BANK
Aug 14, 2025	Deed of Trust, Mortgage · Line of Credit EQUITY BANK
Feb 11, 2015	Deed of Trust, Mortgage BANK OF CUSHING
Jul 17, 2025	Warranty Deed, Transfer EQUITY BANK
Mar 15, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	I-2025-006117
Deed Book / Page	2602 / 84
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	451107 E 320 RD # 122, 122, AFTON, OK 74331-5641
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002218/222
Date	Nov 2, 2017
Book Page	2218/222
Instrument	2017-009495

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6%
Index	1-Year CMT
Margin	3
Max Rate	9%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	451107 E 320 RD # 122, 122, AFTON, OK 74331-5641
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002607/97
Date	Aug 14, 2025
Book Page	2607/97
Instrument	I-2025-006975

Lender

Name	EQUITY BANK
Type	Bank
Address	PONCA CITY, OK 74604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	451107 E 320 RD # 122, 122, AFTON, OK 74331-5641
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002104/358
Date	Feb 11, 2015
Book Page	2104/358
Instrument	2014-000947

Lender

Name	BANK OF CUSHING
Address	CUSHING, OK 74023

Agreement

Amount	Amount Recorded

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Jul 17, 2025
Property Address	451107 E 320 RD # 122, 122, AFTON, OK 74331-5641
Document Number	0002602/84
Book / Page	2602 / 84
Map Reference	MB 454 PG 506-594
Instrument Date	Jun 3, 2025
Instrument	I-2025-006117
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22793 S 4160 RD, CLAREMORE, OK 74019-1896

Mortgage

Document Number	I2025006118
Date	Jul 17, 2025
Instrument	I-2025-006118

Lender

Name	EQUITY BANK
Type	Bank

Agreement

Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Mar 15, 2023
Property Address	451107 E 320 RD # 122, 122, AFTON, OK 74331-5641
Document Number	002479/796
Book / Page	2479 / 796
Map Reference	MB 454 PG 506-594
Instrument Date	Feb 22, 2023
Instrument	I-2023-002007
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1331 HARNED DR, BARTLESVILLE, OK 74006-5412

Mortgage

Document Number	I2023002008
Date	Mar 15, 2023
Instrument	I-2023-002008

Lender

Name	TRUITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Elementary School District	Cleora Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,433.00 (-0.12%)	$29,785 (-) Building $29,785	$259,000 (-) Building $259,000
2024	$2,436.00 (+46.75%)	$29,785 (+48%) Building $29,785	$259,000 (+48%) Building $259,000
2023	$1,660.00	$20,125 Building $20,125	$175,000 Building $175,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KETCHUM PWA serves 4,025 people · EPA ID OK1021612
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Atlink Services, The Junction Internet.

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