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4511 Willow Tree Dr, Middletown, MD 21769 Property Records

Frederick County property record for 4511 Willow Tree Dr, Middletown, MD 21769 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,650 sqft · built 1969
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$540,000 (Jun 2023)
Tax Bill$5,889 (2025)
Deeds & MortgagesJun 2023 Sale
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-147371

Property Details

APN / Parcel Number

Primary APN03-147371
Alternative APNs
  • 3147371
  • 147371

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,650 sqft Living Area
Gross Area3,130 sqft
1st Floor Area1,450 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area798 sqft
PorchOpen Porch
Porch Area120 sqft
Deck Area216 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number147371
Street Address4511 WILLOW TREE DR
CityMIDDLETOWN
StateMD
Zip21769-7608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 15 BL C PL 5 .35 AC S/S WILLOW TREE S/S WILLOW TREE DR.
Legal SubdivisionFOUNTAIN DALE
Legal BlockC
Legal Lot Number15
JurisdictionFREDERICK MD
Township / Civil Division3, MIDDLETOWN
Census Block Group1
Census Block1002
Census Tract752603

Owner

Source: Frederick County records · APN 03-147371

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4511 WILLOW TREE DR, MIDDLETOWN, MD 21769-7608
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2023Deed, Transfer
CLEAR TITLE, CLEAR TITLE LLC
Jan 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREDERICK COUNTY BANK
May 25, 2022Deed, Transfer · Conventional Mortgage
GUARANTY HOME MORTGAGE CORP
Jun 30, 2017Grant Deed, Transfer · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Prior SaleMay 25, 2022 · Amount on Record
Deed Book / Page16506 / 238
Transfer Doc0000001419
Record UpdatedSep 20, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 30, 2023
Property Address4511 WILLOW TREE DR, MIDDLETOWN, MD 21769-7608
Document Number0165060238
Book / Page16506 / 238
Map ReferenceMB 5 PG 97
Instrument DateJun 12, 2023
Transaction TypeTransfer
Record UpdatedJul 17, 2023
Title CompanyCLEAR TITLE, CLEAR TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4511 WILLOW TREE DR, MIDDLETOWN, MD 21769-7608

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4511 WILLOW TREE DR, MIDDLETOWN, MD 21769-7608
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanySTRATEGIC NATL TTL GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0134600118
DateJan 14, 2020
Book Page13460/0118
Lender
NameFREDERICK COUNTY BANK
TypeBank
AddressFREDERICK, MD 21701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 25, 2022
Property Address4511 WILLOW TREE DR, MIDDLETOWN, MD 21769-7608
Document Number0159380411
Book / Page15938 / 411
Map ReferenceMB 5 PG 97
Instrument DateMay 20, 2022
Transaction TypeTransfer
Record UpdatedJun 08, 2022
Title CompanyCLEAR TITLE, CLEAR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,617.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3319 PERRY LN, AUSTIN, TX 78731-5330

Mortgage

Document Number0015938416
DateMay 25, 2022
Instrument15938/416
Lender
NameGUARANTY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJun 30, 2017
Property Address4511 WILLOW TREE DR, MIDDLETOWN, MD 21769-7608
Document Number0119070338
Book / Page011907 / 000338
Instrument DateJun 09, 2017
Transaction TypeTransfer
Record UpdatedJul 28, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4511 WILLOW TREE DR MIDDLETOWN MD 217697608, MIDDLETOWN, MD 21769-7608

Mortgage

Document Number119070345
DateJun 30, 2017
Book Page011907/000345
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDIETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,889.00 (+29.06%)$474,767 (+24.32%)$521,200 (+36.48%) Land $100,700 Building $420,500
2023$4,563.00 (+2.29%)$381,900 (+2.34%) Land $71,500 Building $310,400$381,900 (-) Land $71,500 Building $310,400
2022$4,461.00$373,167$381,900 Land $71,500 Building $310,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217526031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims3 (2003–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2021, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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