4511 Ward Rd, Morrow, OH 45152 Property Records

Warren County property record for 4511 Ward Rd, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,644 sqft · built 1969
Lot Size	2.31 acres (100,929 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,537 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-31-302-001-0`

Property Details

APN / Parcel Number

Primary APN	`14-31-302-001-0`
Alternative APNs	`1431302001` `4803426`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,644 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,644 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	100,929 sqft (2.31 acres)
Lot Dimensions	438 ft deep x 230 ft wide
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4803426
Street Address	4511 WARD RD
City	MORROW
State	OH
Zip	45152-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMOKY VALLEY ESTATES LOT 11-12
Legal Subdivision	SMOKY VALLEY ESTATES
Legal Block	426
Legal Lot Number	11-12
Jurisdiction	WARREN OH
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2008
Census Tract	32300

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4511 WARD RD, MORROW, OH 45152-9708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2012
Deed Sale	Aug 8, 2012
Prior Sale	Jul 12, 2005 · Amount on Record
Deed Document Number	2012878915
Deed Book / Page	5607 / 187
Prior Transfer Date	Jul 26, 2012
Prior Transfer Doc	0056070187
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4511 WARD RD, MORROW, OH 45152-9708
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021025172
Date	Jun 1, 2021
Instrument	2021-025172

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Salem Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,537.00 (-0.18%)	$100,800 (+21.86%) Land $26,630 Building $74,170	$287,980 (+21.85%) Land $76,080 Building $211,900
2024	$4,545.00 (+8.63%)
2023	$4,184.00 (+1.04%) Homeowner's exemption	$82,719 (-) Land $17,000 Building $65,719
2022	$4,141.00 Homeowner's exemption	$82,719 Land $17,000 Building $65,720	$236,340 (-) Land $48,570 Building $187,770
2021			$236,340 Land $48,570 Building $187,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	17 (1978–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Nov 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORROW VILLAGE PWS serves 3,360 people · EPA ID OH8300912
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20