4511 S R Cir, Fort Smith, AR 72903 Property Records

Sebastian County property record for 4511 S R Cir, Fort Smith, AR 72903

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,530 sqft · built 1965
Lot Size0.908 acres (39,552 sqft)
Owner2 Individual Names on File
Last Sale$105,000 (Dec 1986)
Tax Bill$2,473 (2026)
Deeds & MortgagesJan 2026 Line of Credit
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN18163-0003-00000-00

Property Details

APN / Parcel Number

Primary APN18163-0003-00000-00
Alternative APN
  • 48054

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,530 sqft Living Area
1st Floor Area3,530 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1995
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area39,552 sqft (0.908 acres)
Lot Dimensions187 ft deep x 81 ft wide
Garage TypeDetached
Garage Area572 sqft
DrivewayConcrete Driveway
Driveway Area1,500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchOpen Porch
Porch Area180 sqft
Patio Area117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number48054
Street Address4511 S R CIR
CityFORT SMITH
StateAR
Zip72903-3165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3
Legal Range32
Legal Township08
Legal Section23
Legal SubdivisionVALLEY PARK #2
Legal Block3
Legal Lot Number3
JurisdictionSEBASTIAN AR
Township / Civil DivisionUPPER
Census Block Group3
Census Block3004
Census Tract1101

Owner

4511 S R Cir is owned and occupied by two individuals who bought it in December 1986.

Source: Sebastian County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address4511 S R CIR, FORT SMITH, AR 72903-3165
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Deed of Trust, Mortgage · Line of Credit
VALON MORTGAGE INC
Mar 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Jan 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
JFQ LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 1986 · Amount on File
Deed SaleDec 5, 1986 · Amount on File
Prior SaleAug 11, 1978 · Amount on File
Deed Book / Page486 / 159
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address4511 S R CIR, FORT SMITH, AR 72903-3165
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202600621
DateJan 12, 2026
Instrument2026-00621
Lender
NameVALON MORTGAGE INC
TypeMortgage Company
AddressPHOENIX, AZ 85044
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 11, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address4511 S R CIR, FORT SMITH, AR 72903-3165
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018F05012
DateMar 6, 2018
Instrument2018F-05012
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMar 1, 2038

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address4511 S R CIR, FORT SMITH, AR 72903-3165
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021F00432
DateJan 7, 2021
Instrument2021F-00432
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 4511 S R Cir was $2,473 with a homeowner's exemption.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateArkansas
CountySebastian County
MunicipalityFort Smith City
Unified School DistrictFort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,473.00 Homeowner's exemption$61,882 (-) Land $13,440 Building $48,442$309,410 (-) Land $67,200 Building $242,210
2025$2,473.00 Homeowner's exemption$61,882 Land $13,440 Building $48,442$309,410 Land $67,200 Building $242,210
2023$1,930.00 Homeowner's exemption$40,570 Land $8,640 Building $31,930$202,850 Land $43,200 Building $159,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4511 S R Cir in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1981)
Most Recent ClaimMay 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4511 S R Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of Arkansas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT SMITH WATER UTILITIES
serves 86,209 people · EPA ID AR0000507
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Right Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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