4511 Hillside Ct, Crystal Lake, IL 60012 Property Records

McHenry County property record for 4511 Hillside Ct, Crystal Lake, IL 60012

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,610 sqft · built 1987
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$560,000 (Dec 2023)
Tax Bill$10,658 (2024)
Deeds & MortgagesOct 2025 Mortgage
Dec 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-28-151-003

Property Details

APN / Parcel Number

Primary APN14-28-151-003

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths4 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,610 sqft Living Area
1st Floor Area1,514 sqft
Basement Area1,486 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area22,216 sqft (0.51 acres)
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4511 HILLSIDE CT
CityCRYSTAL LAKE
StateIL
Zip60012-1867
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0031209 LT 2 FOX CREEK ESTATES UNIT 1
Legal SubdivisionFOX CREEK ESTATES
Legal Block151
Legal Lot Number2
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group3
Census Block3026
Census Tract870813

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address317 WHITESTONE DR, GEORGETOWN, TX 78628-3909
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
LOAN FACTORY INC
Dec 12, 2023Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME STATE BANK NA
Dec 18, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 11, 2017Deed, Transfer · Conventional Mortgage
HOME STATE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2023 · Amount on File
Deed SaleDec 12, 2023 · Amount on File
Prior SaleJan 11, 2017 · Amount on File
Deed Document Number202331209
Prior Transfer DateOct 26, 2017
Prior Transfer Doc0000046465
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4511 HILLSIDE CT, CRYSTAL LAKE, IL 60012-1867
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4511 HILLSIDE CT, CRYSTAL LAKE, IL 60012-1867

Mortgage

Document Number0000029622
DateOct 24, 2025
Instrument2025R0029622
Lender
NameLOAN FACTORY INC
TypeMortgage Company
AddressSAN JOSE, CA 95122
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055
Interest
Rate6.37%

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateDec 12, 2023
Property Address4511 HILLSIDE CT, CRYSTAL LAKE, IL 60012-1867
Document Number0000031209
Map ReferenceDOC 887683
Instrument DateDec 6, 2023
Instrument2023R0031209
Transaction TypeTransfer
Record UpdatedDec 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4511 HILLSIDE CT, CRYSTAL LAKE, IL 60012-1867

Mortgage

Document Number0000031210
DateDec 12, 2023
Instrument2023R0031210
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054
Interest
Rate7.57%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4511 HILLSIDE CT, CRYSTAL LAKE, IL 60012-1867
Transaction TypeMortgage
Record UpdatedApr 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016338
DateMar 25, 2021
Instrument2021R0016338
Lender
NameHOME STATE BANK NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateDec 18, 2017
Property Address4511 HILLSIDE CT, CRYSTAL LAKE, IL 60012-1867
Document Number0000046465
Instrument DateOct 26, 2017
Instrument46465
Transaction TypeTransfer
Record UpdatedMar 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4511 HILLSIDE CT CRYSTAL LAKE IL 600121867, CRYSTAL LAKE, IL 60012-1867

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateJan 11, 2017
Property Address4511 HILLSIDE CT, CRYSTAL LAKE, IL 60012-1867
Document Number0000001394
Map ReferenceDOC887683
Instrument DateDec 19, 2016
Instrument2017R0001394
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$397.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4511 HILLSIDE CT, CRYSTAL LAKE, IL 60012-1867

Mortgage

Document Number0000001395
DateJan 11, 2017
Instrument2017R0001395
Lender
NameHOME STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$10,658.00$145,224 (+27.11%) Land $26,061 Building $119,163$435,672 (+27.11%) Land $78,183 Building $357,489
2022Homeowner's exemption$114,249 Land $21,373 Building $92,876$342,747 Land $64,119 Building $278,628

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE
serves 40,661 people · EPA ID IL1110150
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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