4511 Gulfwinds Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 4511 Gulfwinds Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,525 sqft · built 1995
Lot Size0.187 acres (8,134 sqft)
OwnerIndividual Name on Record
Last Sale$485,000 (Apr 2026)
Tax Bill$2,730 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN014525-3078

Property Details

APN / Parcel Number

Primary APN014525-3078
Alternative APN
  • U1627180K8A00000000550

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,525 sqft Living Area
Gross Area2,190 sqft
1st Floor Area1,525 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2010
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,134 sqft (0.187 acres)
Lot Dimensions175 ft deep x 55 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Pool Area288 sqft
PorchOpen Porch
Porch Area265 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0145253078
Street Address4511 GULFWINDS DR
CityLUTZ
StateFL
Zip33558-2750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionCALUSA TRACE UNIT IX PHASE II LOT 55 BLOCK A
Legal Range18E
Legal Township27S
Legal Section16
Legal SubdivisionCALUSA TRACE UNIT IX PHASE II
Legal PhaseII
Legal TractK8
Legal BlockA
Legal Lot Number55
Legal Unit9
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2000
Census Tract11522

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4511 GULFWINDS DR, LUTZ, FL 33558-2750
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2026 · Amount on Record
Deed SaleApr 2, 2026 · Amount on Record
Prior SaleOct 23, 1995 · Amount on Record
Deed Document Number2026128931
Prior Transfer DateAug 15, 2025
Prior Transfer Doc0000361612
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 2, 2026
Property Address4511 GULFWINDS DR, LUTZ, FL 33558-2750
Document Number0000128931
Instrument DateApr 1, 2026
Instrument2026.128931
Transaction TypeTransfer
Record UpdatedApr 29, 2026
Title CompanyAWS TITLE SERVICES LLC, AWS TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$342,895.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4511 GULFWINDS DR, LUTZ, FL 33558-2750

Mortgage

Document Number0000128932,
DateApr 2, 2026
Instrument2026..128932
Lender
NameSAG MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.01%
Max Rate-1%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,427 (+123.14%) Land $122,622 Building $216,805$339,427 (+1.21%) Land $122,622 Building $216,805
2025$2,730.00 (+10.13%) Homeowner's exemption$152,113 (+5.99%)$335,375 (+13.62%) Land $122,622 Building $212,753
2024$2,479.00 (+4.64%)
2023$2,369.00 (+7.1%) Homeowner's exemption$143,520 (+3%)$295,169 (-4.98%) Land $84,892 Building $210,277
2022$2,212.00 Homeowner's exemption$139,340$310,632 Land $84,892 Building $225,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 67 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims3 (2004–2015)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2015 · river or lake flooding
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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