451044 Circle Dr, Afton, OK 74331 Property Records

Delaware County property record for 451044 Circle Dr, Afton, OK 74331

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,958 sqft · built 1983
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Dec 2021)
Tax Bill	$3,785 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24N22E-33-2-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`24N22E-33-2-00000-000-0000`
Alternative APNs	`0041592` `41592`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,958 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Exterior Amenities

Porch	Porch
Porch Area	219 sqft
Deck Area	478 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41592
Street Address	451044 CIRCLE DR
City	AFTON
State	OK
Zip	74331-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33-24-22 PT NW SW NW (2 TRACTS) TRACT A BEG 64.3' S OF NE COR SE NE, E 90.29', S 10', NW 89 DEG 90.29', N 10' TO POB AND TRAC
Legal Range	22E
Legal Township	24N
Legal Section	33
Legal Tract	A,B
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1028
Census Tract	375804

Owner

Source: Delaware County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4541 S 172ND EAST AVE, TULSA, OK 74134-7228
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	I-2021-013702
Deed Book / Page	2418 / 761
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Dec 21, 2021
Property Address	451044 CIRCLE DR, AFTON, OK 74331
Document Number	002418/761
Book / Page	2418 / 761
Instrument Date	Dec 15, 2021
Instrument	I-2021-013702
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4541 S 112ND E AVE, TULSA, OK 74134

Mortgage

Document Number	I2021013703
Date	Dec 21, 2021
Instrument	I-2021-013703

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	002418/774
Date	Dec 21, 2021
Book Page	2418/774
Instrument	I-2021-013704

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	7.86%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	5.86%
Max Rate At Change	9.86%
Index	1-Year CMT
Max Rate	13.8%

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Ketchum Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,785.00 (+0.11%)	$50,600 (-) Land $9,641 Building $40,959	$440,000 (-) Land $83,833 Building $356,167
2024	$3,781.00 (-1.18%)	$50,600 (-) Land $9,641 Building $40,959	$440,000 (-) Land $83,833 Building $356,167
2023	$3,826.00	$50,600 Land $8,922 Building $41,678	$440,000 Land $77,583 Building $362,417

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KETCHUM PWA serves 4,025 people · EPA ID OK1021612
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Atlink Services, T-Mobile, The Junction Internet.

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