Santa Cruz County property record for 4510 Topaz St, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 582 sqft · built 1932 |
| Lot Size | 0.074 acres (3,223 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Aug 1999) |
| Tax Bill | $5,530 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-063-01 |
| Primary APN | 034-063-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 582 sqft Living Area |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,223 sqft (0.074 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 4510 TOPAZ ST |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OPAL 01/FAIRVIEW |
| Legal Block | 14 |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 121701 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4510 TOPAZ ST, CAPITOLA, CA 95010-3160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 1999 · Amount on Record |
| Deed Sale | Aug 12, 1999 · Amount on Record |
| Deed Document Number | 199954228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4510 TOPAZ ST, CAPITOLA, CA 95010-3160 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 4510 TOPAZ ST, CAPITOLA, CA 95010-3160 |
| Document Number | 0000049377 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 2020-0049377 |
| Name | GLOBAL EQUITY FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $376,256 (+2%) Land $282,192 Building $94,064 | ||
| 2025 | $5,530.00 (+11.51%) Homeowner's exemption | $368,879 (+4.04%) Land $276,659 Building $92,220 | |
| 2023 | $4,959.00 (+1.76%) Homeowner's exemption | $354,555 Land $265,916 Building $88,639 | $722,070 |
| 2022 | $4,873.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks, Xfinity.
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