4510 Swaffer Rd, Millington, MI 48746 Property Records

Tuscola County property record for 4510 Swaffer Rd, Millington, MI 48746

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1955
Lot Size	4.89 acres (213,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,225 (Jun 2026)
Tax Bill	$2,025 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-033-000-6900-00`

Property Details

APN / Parcel Number

Primary APN	`020-033-000-6900-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,248 sqft Building Perimeter
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Multi-Family
Lot Area	213,008 sqft (4.89 acres)
Garage Area	1,200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4510 SWAFFER RD
City	MILLINGTON
State	MI
Zip	48746-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VAS-33-404G SEC 33 T11N R8E COM AT SE COR OF SEC, TH N 481.56 FT, TH W 469 FT, TH S 481.56 FT, TH E 366 FT, TH N 06 DEG 59' 29" E 368.88 FT, TH S 03 DEG 55' 20" E 367 FT, TH E 33 FT TO POB. 4.89 A.
Legal Range	08E
Legal Township	11N
Legal Section	33
Jurisdiction	TUSCOLA MI
Township / Civil Division	VASSAR
Census Block Group	4
Census Block	4035
Census Tract	1000

Owner

Source: Tuscola County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4370 PHELPS LAKE RD, SILVERWOOD, MI 48760-9711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 25, 2024	Intrafamily Transfer, Transfer
Mar 19, 2019	Warranty Deed, Transfer FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Mar 19, 2019 · Amount on Record
Deed Book / Page	1602 / 739
Prior Transfer Date	Mar 12, 2024
Prior Transfer Doc	001549/194
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Jun 23, 2026
Property Address	4510 SWAFFER RD, MILLINGTON, MI 48746-9406
Document Number	1602000739
Book / Page	1602 / 739
Instrument Date	Jun 22, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	PENNYMAC LOAN SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211,265.74
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4370 PHELPS LAKE RD, SILVERWOOD, MI 48760-9711

Mortgage

Document Number	1602000766,
Date	Jun 23, 2026
Book Page	1602/766

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TUSCOLA MI
Recording Date	Jun 23, 2026
Property Address	4510 SWAFFER RD, MILLINGTON, MI 48746-9406
Document Number	1602000736
Book / Page	1602 / 736
Instrument Date	Jun 19, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 SWAFFER RD, MILLINGTON, MI 48746-9406

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TUSCOLA MI
Recording Date	Mar 25, 2024
Property Address	4510 SWAFFER RD, MILLINGTON, MI 48746-9406
Document Number	001549/194
Book / Page	1549 / 194
Instrument Date	Mar 12, 2024
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4501 PHILLIPS RD, KINGSTON, MI 48741-9764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 SWAFFER RD, MILLINGTON, MI 48746-9406

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Mar 19, 2019
Property Address	4510 SWAFFER RD, MILLINGTON, MI 48746-9406
Document Number	0014171437
Book / Page	001417 / 001437
Instrument Date	Mar 4, 2019
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,229.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	645 HAZEL ST VASSAR MI 487681416, VASSAR, MI 48768-1416

Mortgage

Document Number	14171439
Date	Mar 19, 2019
Book Page	001417/001439

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Vassar Township
Unified School District	Millington Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,100 (+1.05%)	$192,200 (+1.05%)
2025	$2,025.00 (+36.27%) Homeowner's exemption	$95,100 (+10.2%)	$190,200 (+10.2%)
2023		$86,300	$172,600
2020	$1,486.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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