4510 Spence Dr, Midland, TX 79707 Property Records

Midland County property record for 4510 Spence Dr, Midland, TX 79707

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,497 sqft · built 1981
Lot Size	0.16 acres (7,013 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,539 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2020 Mortgage + 1 more
APN	`R000033404`

Property Details

APN / Parcel Number

Primary APN	`R000033404`
Alternative APNs	`00064200.001.0030` `642000010030`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	1,497 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Lot Area	7,013 sqft (0.16 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	642000010030
Street Address	4510 SPENCE DR
City	MIDLAND
State	TX
Zip	79707-3152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 0.161 BLK: 001 LOT: 003 ADDN: NORTHGATE
Legal Subdivision	NORTHGATE
Legal Block	1
Legal Lot Number	3
Jurisdiction	MIDLAND TX
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2001
Census Tract	10115

Owner

Source: Midland County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4510 SPENCE DR, MIDLAND, TX 79707-3152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 11, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jan 24, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 1998
Deed Sale	Oct 22, 1998
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND TX
Property Address	4510 SPENCE DR, MIDLAND, TX 79707-3152
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 SPENCE DR, MIDLAND, TX 79707-3152

Mortgage

Document Number	0000004540
Date	Sep 24, 2025
Instrument	2025-24540

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND TX
Property Address	4510 SPENCE DR, MIDLAND, TX 79707-3152
Document Number	0000038193
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4510 SPENCE DR MIDLAND TX 797073152, MIDLAND, TX 79707-3152

Mortgage

Document Number	0000038193
Date	Dec 21, 2020
Instrument	38193

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2035

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND TX
Property Address	4510 SPENCE DR, MIDLAND, TX 79707-3152
Document Number	0000002749
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4510 SPENCE DR MIDLAND TX 797073152, MIDLAND, TX 79707-3152

Mortgage

Document Number	0000002749
Date	Jan 31, 2018
Instrument	2749

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 30, 2033

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Midland County
Municipality	Midland City
Unified School District	Midland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,840 (-1.48%) Land $49,000 Building $183,840	$232,840 (-1.48%) Land $49,000 Building $183,840
2024	$2,539.00 (+3.72%)
2023	$2,448.00 Homeowner's exemption	$236,330 Land $49,000 Building $187,330	$236,330 Land $49,000 Building $187,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND WATER PURIFICATION PLANT serves 157,000 people · EPA ID TX1650001
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2026 Arsenic resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Net Ops Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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