Spokane County property record for 4510 S Carnation Rd, Spokane, WA 99224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2012 |
| Lot Size | 0.17 acres (7,410 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $377,000 (Aug 2022) |
| Tax Bill | $3,328 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24041.0407 |
| Primary APN | 24041.0407 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,848 sqft |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,410 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 70 sqft |
| Canopy | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4510 S CARNATION RD |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99224-5183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | WEST MEADOWS LT 7 BLK 1 (AFN 5451934) |
| Legal Range | 42E |
| Legal Township | 24N |
| Legal Section | 04 |
| Legal Subdivision | WEST MEADOWS |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 13600 |
4510 S Carnation Rd is owned and occupied by two individuals who bought it in August 2022.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4510 S CARNATION RD, SPOKANE, WA 99224-5183 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 31, 2022 | Warranty Deed, Transfer · VA Mortgage JARL ENTERPRIES LLC |
| Jul 23, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Nov 8, 2017 | Intrafamily Transfer, Transfer · VA Mortgage RED RIVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on File |
| Deed Sale | Aug 31, 2022 · Amount on File |
| Prior Sale | Jul 23, 2019 · Amount on File |
| Deed Document Number | 20227236401 |
| Prior Transfer Date | Nov 6, 2017 |
| Prior Transfer Doc | 0006657684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 4510 S CARNATION RD, SPOKANE, WA 99224-5183 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007094990 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 7094990 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 31, 2022 |
| Property Address | 4510 S CARNATION RD, SPOKANE, WA 99224-5183 |
| Document Number | 0007236401 |
| Map Reference | VOL 33 PG 17&18 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 7236401 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,037.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4510 S CARNATION RD, SPOKANE, WA 99224-5183 |
| Document Number | 0007236402 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 7236402 |
| Name | JARL ENTERPRIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 23, 2019 |
| Property Address | 4510 S CARNATION RD, SPOKANE, WA 99224-5183 |
| Document Number | 0006824882 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 6824882 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,277.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4510 S CARNATION RD SPOKANE WA 992245183, SPOKANE, WA 99224-5183 |
| Document Number | 6824883 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 6824883 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Nov 8, 2017 |
| Property Address | 4510 S CARNATION RD, SPOKANE, WA 99224-5183 |
| Document Number | 0006657684 |
| Map Reference | VOL33 PG17&18 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 6657684 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | VISTA TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,563.22 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4510 S CARNATION RD, SPOKANE, WA 99224-5183 |
| Document Number | 0006657685 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 6657685 |
| Name | RED RIVER BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2026 property tax bill for 4510 S Carnation Rd was $3,328, down 4% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,328.00 (-3.95%) | $345,800 Land $75,000 Building $270,800 | $345,800 Land $75,000 Building $270,800 |
| 2025 | $3,465.00 | ||
| 2024 | $349,800 (+27.52%) Land $60,000 Building $289,800 | $349,800 (+27.52%) Land $60,000 Building $289,800 | |
| 2023 | $2,921.00 (+1.6%) | $274,300 Land $50,000 Building $224,300 | $274,300 Land $50,000 Building $224,300 |
| 2022 | $2,875.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4510 S Carnation Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4510 S Carnation Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 66% of Washington |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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