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4510 Gresham Ln SE, Owens Cross Roads, AL 35763 Property Records

Madison County property record for 4510 Gresham Ln SE, Owens Cross Roads, AL 35763

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,064 sqft · built 2020
Owner2 Individual Names on File
Last Sale$556,646 (Jun 2021)
Tax Bill$8,213 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-07-35-0-000-070.083

Property Details

APN / Parcel Number

Primary APN18-07-35-0-000-070.083
Alternative APN
  • 571338

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,064 sqft Living Area
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number571338
Street Address4510 GRESHAM LN SE
CityOWENS CROSS ROADS
StateAL
Zip35763-3201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 77 HAMPTON RIDGE PH 8A PB #2020-29845
Legal Range01E
Legal Township04S
Legal Section35
Legal SubdivisionHAMPTON RIDGE
Legal Lot Number77
JurisdictionMADISON AL
Township / Civil DivisionGURLEY
Census Block Group3
Census Block3034
Census Tract10903

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2717 SUN MEADOW DR, FLOWER MOUND, TX 75022-5664
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2021 · Amount on File
Deed SaleJun 16, 2021 · Amount on File
Deed Document Number202149583
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON AL
Recording DateJun 16, 2021
Property Address4510 GRESHAM LN SE, OWENS CROSS ROADS, AL 35763-3201
Document Number0000049583
Map ReferenceDOC 2020-00029845
Instrument DateJun 11, 2021
Instrument2021-00049583
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address393 MAPLE ST STE 100, 100, GALLATIN, TN 37066-6342

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4510 GRESHAM LN SE, OWENS CROSS ROADS, AL 35763-3201
InvestorPossibly a Property Investor

Mortgage

Document Number0000049584
DateJun 16, 2021
Instrument2021-00049584
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityHuntsville City
Unified School DistrictHuntsville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,213.00 (+4.07%)
2025$7,892.00 (+122.69%)$136,080 (+119.7%) Land $12,000 Building $124,080$680,400 (+9.85%) Land $60,000 Building $620,400
2023$3,544.00 (+11.55%) Homeowner's exemption$61,940 (+11.36%) Land $6,000 Building $55,940$619,400 (+11.38%) Land $60,000 Building $559,400
2022$3,177.00 Homeowner's exemption$55,620 Land $6,000 Building $49,620$556,100 Land $60,000 Building $496,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUNTSVILLE UTILITIES WATER DEPT.
serves 310,107 people · EPA ID AL0000882
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: NHTC, Verizon.

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