4510 Granite Hill Dr, Davidson, NC 28036 Property Records

Cabarrus County property record for 4510 Granite Hill Dr, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,518 sqft · built 2006
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,220,000 (Jul 2026)
Tax Bill	$4,228 (2023)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03007C0054.000000`

Property Details

APN / Parcel Number

Primary APN	`03007C0054.000000`
Alternative APNs	`4673 02 7799` `140872`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,518 sqft Living Area
Gross Area	5,640 sqft
1st Floor Area	1,660 sqft
Upper Floors Area	858 sqft
Basement Area	1,660 sqft
Finished Basement	1,660 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Lot Dimensions	241 ft deep x 144 ft wide
Garage Type	Mixed
Garage Area	598 sqft
Driveway	Concrete Driveway
Driveway Area	2,570 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Slab
Porch Area	40 sqft
Patio Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	140872
Street Address	4510 GRANITE HILL DR
City	DAVIDSON
State	NC
Zip	28036-7606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 54 HAMILTON CREST
Legal Subdivision	HAMILTON CREST
Legal Lot Number	54
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1001
Census Tract	41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4510 GRANITE HILL DR, DAVIDSON, NC 28036-7606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage OMNI FUNDING
Feb 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/PA
Jun 15, 2017	Warranty Deed, Transfer · Conventional with PMI FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	202617748
Deed Book / Page	18099 / 239
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 27, 2026
Property Address	4510 GRANITE HILL DR, DAVIDSON, NC 28036-7606
Document Number	0000017748
Book / Page	18099 / 239
Instrument Date	Jul 27, 2026
Instrument	202617748
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 GRANITE HILL DR, DAVIDSON, NC 28036-7606

Mortgage

Document Number	0000017749,
Date	Jul 27, 2026
Book Page	18099/241
Instrument	202617749

Lender

Name	OMNI FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4510 GRANITE HILL DR, DAVIDSON, NC 28036-7606
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014018167
Date	Feb 24, 2020
Book Page	14018/167

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 9, 2020
Property Address	4510 GRANITE HILL DR, DAVIDSON, NC 28036-7606
Document Number	14570291
Book / Page	014570 / 000291
Instrument Date	Oct 6, 2020
Instrument	35146
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,090.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4510 GRANITE HILL DR DAVIDSON NC 280367606, DAVIDSON, NC 28036-7606

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4510 GRANITE HILL DR, DAVIDSON, NC 28036-7606
Document Number	1366449
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4510 GRANITE HILL DR DAVIDSON NC 280367606, DAVIDSON, NC 28036-7606

Mortgage

Document Number	1366449
Date	Aug 16, 2019
Book Page	013664/000049
Instrument	21425

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 15, 2017
Property Address	4510 GRANITE HILL DR, DAVIDSON, NC 28036-7606
Document Number	1253775
Book / Page	012537 / 000075
Instrument Date	Jun 15, 2017
Instrument	15126
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	CITY OF OAKS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$905.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4510 GRANITE HILL DR DAVIDSON NC 280367606, DAVIDSON, NC 28036-7606

Mortgage

Document Number	1253777
Date	Jun 15, 2017
Book Page	012537/000077
Instrument	15127

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$832,750 (+59.16%) Land $125,000 Building $707,750
2024			$832,750 (+59.16%) Land $125,000 Building $707,750
2023	$4,228.00	$523,220 Land $95,000 Building $428,220	$523,220 Land $95,000 Building $428,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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