Osceola County property record for 4510 Ficus Tree Rd, Kissimmee, FL 34758
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,847 sqft · built 2003 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $176,000 (Jun 2003) |
| Tax Bill | $2,095 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32208 |
| Primary APN | 32208 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,847 sqft Heated Area |
| Gross Area | 3,683 sqft |
| 1st Floor Area | 1,487 sqft |
| Upper Floors Area | 1,360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 286 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 170 sqft |
| Deck Area | 211 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 32208 |
|---|---|
| Street Address | 4510 FICUS TREE RD |
| City | KISSIMMEE |
| State | FL |
| Zip | 34758-3501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | BANYAN COVE AT CYPRESS WOODS PB 13 PGS 197-198 LOT 92 |
| Legal Range | 28E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | BANYAN COVE @CYPRESS |
| Legal Tract | 2589 |
| Legal Block | 1 |
| Legal Lot Number | 92 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 41301 |
Source: Osceola County records · APN 32208
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4510 FICUS TREE RD, KISSIMMEE, FL 34758-3501 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2003 · Amount on Record |
| Deed Sale | Jun 20, 2003 · Amount on Record |
| Deed Document Number | 0227601787 |
| Deed Book / Page | 02276 / 01787 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,095.00 (+9.46%) Homeowner's exemption | $140,693 (+5.99%) | $331,100 (-3.36%) Land $60,000 Building $271,100 |
| 2023 | $1,914.00 (+5.4%) Homeowner's exemption | $132,746 (+3%) | $342,600 (+22.71%) Land $45,000 Building $297,600 |
| 2022 | $1,816.00 Homeowner's exemption | $128,880 | $279,200 Land $38,000 Building $241,200 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 4 (2020–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 2025 |
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Hotwire Communications, Lumen Technologies, Verizon.
Based on FCC filings for 299 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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