St. Louis County property record for 4510 Cooke St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,180 sqft · built 1914 |
| Lot Size | 0.16 acres (7,003 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,844 (2026) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3010-05510 |
| Primary APN | 010-3010-05510 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,180 sqft Gross Area |
| 1st Floor Area | 1,180 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,003 sqft (0.16 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 224 sqft |
| Deck Area | 20 sqft |
| Patio Area | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 101878 |
|---|---|
| Street Address | 4510 COOKE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0003 BLOCK:062 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 62 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-3010-05510
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4510 COOKE ST, DULUTH, MN 55804-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 05, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HERMANTOWN FCU |
| Oct 06, 2017 | Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4510 COOKE ST, DULUTH, MN 55804-2345 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001479180 |
|---|---|
| Date | Dec 05, 2023 |
| Instrument | 1479180 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 09, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4510 COOKE ST, DULUTH, MN 55804-2345 |
| Document Number | 00A1319919 |
| Instrument Date | Oct 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4510 COOKE ST DULUTH MN 558042345, DULUTH, MN 55804-2345 |
| Document Number | 00A1319919 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | A1319919 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | HERMANTOWN, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 12, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,844.00 (+7.25%) Homeowner's exemption | ||
| 2025 | $3,584.00 (+2.93%) Homeowner's exemption | $295,900 (+6.29%) Land $47,900 Building $248,000 | $295,900 (+6.29%) Land $47,900 Building $248,000 |
| 2024 | $3,482.00 | $278,400 (+17.72%) Land $46,200 Building $232,200 | $278,400 (+17.72%) Land $46,200 Building $232,200 |
| 2022 | $236,500 Land $35,600 Building $200,900 | $236,500 Land $35,600 Building $200,900 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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