4510 Cactus Trl, Temple, TX 76502 Property Records

Bell County property record for 4510 Cactus Trl, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,422 sqft · built 1983
Lot Size0.147 acres (6,405 sqft)
OwnerCompany Name on File
Tax Bill$3,526 (2023)
Deeds & MortgagesFeb 2022 Mortgage
Apr 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN0030460642

Property Details

APN / Parcel Number

Primary APN0030460642
Alternative APNs
  • 875917
  • 93185

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,422 sqft Living Area
1st Floor Area1,422 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,405 sqft (0.147 acres)
Lot Dimensions105 ft deep x 61 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number875917
Street Address4510 CACTUS TRL
CityTEMPLE
StateTX
Zip76502-3243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF2
Legal DescriptionCANYON CREEK PHASE II, BLOCK 007, LOT 0058, (60.855' X 105') (60.855' X 105')
Legal SubdivisionCANYON CREEK PHASE II
Legal Block7
Legal Lot Number58 60
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group4
Census Block4005
Census Tract21301

Owner

Source: Bell County assessment roll, APN 0030460642, as of August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4510 CACTUS TRL, TEMPLE, TX 76502-3243
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Deed of Trust, Mortgage · Commercial Mortgage
FLAGSTAR BANK FSB
Apr 11, 2023Deed of Trust, Mortgage · Conventional Mortgage
HURST REAL ESTATE INC
Aug 31, 2023Vendor's Lien, Transfer · Stand-Alone First Mortgage
ET FLIPS LLC
Nov 09, 2022Vendor's Lien, Transfer · Commercial Mortgage
HURST REAL ESTATE INC
May 15, 2020Warranty Deed, Transfer · FHA Mortgage
CORNERSTONE HM LNDG
Jun 30, 2017Warranty Deed, Transfer
FIRST CMNTY TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2023
Deed SaleAug 31, 2023
Prior SaleNov 09, 2022
Deed Document Number2023039327
Record UpdatedJun 07, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address4510 CACTUS TRL, TEMPLE, TX 76502-3243
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4510 CACTUS TRL, TEMPLE, TX 76502-3243

Mortgage

Document Number0000010507
DateFeb 18, 2022
Instrument2022010507
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term340 Months
DueJun 01, 2050

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address4510 CACTUS TRL, TEMPLE, TX 76502-3243
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyAUSTIN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4510 CACTUS TRL, TEMPLE, TX 76502-3243

Mortgage

Document Number0000014762
DateApr 11, 2023
Instrument2023014762
Lender
NameHURST REAL ESTATE INC
TypeNon-Lending Institution
AddressDALLAS, TX 75206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

August 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateAug 31, 2023
Property Address4510 CACTUS TRL, TEMPLE, TX 76502-3243
Document Number0000039327
Map ReferenceMB V PG 16
Instrument DateAug 29, 2023
Instrument2023039327
Transaction TypeTransfer
Record UpdatedSep 13, 2023
Title CompanyGEO TITLE COMPANY INC, NETCO INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4510 CACTUS TRL, TEMPLE, TX 76502-3243

Mortgage

Document Number0000039328
DateAug 31, 2023
Instrument2023039328
Lender
NameET FLIPS LLC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term7 Months
DueMar 01, 2024

November 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateNov 09, 2022
Property Address4510 CACTUS TRL, TEMPLE, TX 76502-3243
Document Number0000068373
Map ReferenceCAB A SL 39 B
Instrument DateNov 03, 2022
Instrument2022068373
Transaction TypeTransfer
Record UpdatedSep 13, 2023
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4510 CACTUS TRL, TEMPLE, TX 76502-3243

Mortgage

Document Number0000068374
DateNov 09, 2022
Instrument2022068374
Lender
NameHURST REAL ESTATE INC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term7 Months
DueJun 01, 2023

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateMay 15, 2020
Property Address4510 CACTUS TRL, TEMPLE, TX 76502-3243
Document Number0000023214
Instrument DateMay 11, 2020
Instrument23214
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyFIRST CMNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4510 CACTUS TRL TEMPLE TX 765023243, TEMPLE, TX 76502-3243

Mortgage

Document Number23215
DateMay 15, 2020
Instrument23215
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateJun 30, 2017
Property Address4510 CACTUS TRL, TEMPLE, TX 76502-3243
Document Number0000027341
Instrument DateJun 29, 2017
Instrument27341
Transaction TypeTransfer
Record UpdatedJul 18, 2017
Title CompanyFIRST CMNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address340 GREEN PARK DR BELTON TX 765136900, BELTON, TX 76513-6900

Tax Assessment & Valuation

Source: Bell County assessment roll as of August 1, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,526.00 (-28.95%) Homeowner's exemption$219,516 Land $28,000 Building $191,516$219,516 Land $28,000 Building $191,516
2022$4,963.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270213014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 518 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Radiate Holdings
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Altitude ISP, SOS Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0140005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TEMPLE
serves 94,935 people
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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