451 Worcester Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 451 Worcester Dr, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,997 sqft · built 1971
Lot Size0.08 acres (3,500 sqft)
OwnerCompany Name on File
Last Sale$1,000,000 (Oct 2020)
Tax Bill$11,759 (2025)
Deeds & MortgagesJul 2022 Transfer
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN022-322-025

Property Details

APN / Parcel Number

Primary APN022-322-025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,997 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeWood
Lot Area3,500 sqft (0.08 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address451 WORCESTER DR
CityCAMBRIA
StateCA
Zip93428-3225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES U 5 BL 62 LTS 24 & 25
Legal SubdivisionCAMBRIA PINES
Legal Block62
Legal Lot Number24,25
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2050
Census Tract10403

Owner

Source: San Luis Obispo County records · APN 022-322-025

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3147 W CELESTE AVE, FRESNO, CA 93711-2118
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2022Intrafamily Transfer, Transfer
Oct 02, 2020Grant Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Jul 09, 2019Grant Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2020 · Amount on Record
Deed SaleOct 02, 2020 · Amount on Record
Prior SaleJul 09, 2019 · Amount on Record
Deed Document Number202055098
Last Transfer DateJun 17, 2022
Transfer Doc0000027512
Record UpdatedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 01, 2022
Property Address451 WORCESTER DR, CAMBRIA, CA 93428-3225
Document Number0000027512
Map ReferenceMB 5 PG 2
Instrument DateJun 17, 2022
Instrument2022027512
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2660 W SHAW LN STE 100, 100, FRESNO, CA 93711-2773

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 02, 2020
Property Address451 WORCESTER DR, CAMBRIA, CA 93428-3225
Document Number0000055098
Map ReferenceMB 5 PG 2
Instrument DateAug 19, 2020
Instrument2020055098
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3147 W CELESTE AVE, FRESNO, CA 93711-2118

Mortgage

Document Number0000055099
DateOct 02, 2020
Instrument2020055099
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 09, 2019
Property Address451 WORCESTER DR, CAMBRIA, CA 93428-3225
Document Number0000026546
Instrument DateJun 12, 2019
Instrument26546
Transaction TypeTransfer
Record UpdatedJul 17, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
Tax$962.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address451 WORCESTER DR CAMBRIA CA 934283225, CAMBRIA, CA 93428-3225

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,104,078 (+2%) Land $579,641 Building $524,437
2025$11,759.00 (+2.27%)$1,082,430 (+4.04%) Land $568,276 Building $514,154
2024$11,498.00 (+1.73%)
2023$11,303.00 (+1.99%)$1,040,400 Land $546,210 Building $494,190
2022$11,083.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims8 (1995–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2021 · tidal / storm surge
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Ranch WiFi, Verizon.

Based on FCC filings for 248 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Worcester Dr

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