451 Winchester St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 451 Winchester St, Keene, NH 03431

Property Summary

Property Type	Commercial
Details	16,160 sqft · built 2016
Lot Size	4.78 acres (208,217 sqft)
Owner	Company Name on File
Last Sale	$1,400,000 (Aug 2015)
Tax Bill	$66,118 (2025)
Deeds & Mortgages	Nov 2021 Refinance
Flood Zone	Zone AE (high risk)
APN	`KEEN M:115 L:26`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:115 L:26`
Alternative APN	`115026000000000`

Interior

Stories	1 Story
Building Area	16,160 sqft Total Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Metal
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Other
Lot Area	208,217 sqft (4.78 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	115026000000000
Street Address	451 WINCHESTER ST
City	KEENE
State	NH
Zip	03431-3916
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	IND
Legal Lot Number	26
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1027
Census Tract	971403

Owner

451 Winchester St, a commercial property, is owned by a company that bought it in August 2015.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner of Record	Company Name on File
Mailing Address	10 FARMINGTON RD, ROCHESTER, NH 03867-4304
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2015 · Amount on File
Deed Sale	Aug 24, 2015 · Amount on File
Prior Sale	Aug 24, 2015 · Amount on File
Deed Book / Page	2916 / 979
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	451 WINCHESTER ST, KEENE, NH 03431-3916
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3190-1015
Date	Nov 19, 2021
Book Page	3190/1015
Instrument	2112713

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 451 Winchester St was $66,118, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$66,118.00 (+3.93%)	$1,923,700 (-) Land $576,400 Building $1,347,300
2024	$63,617.00 (+3.7%)	$1,923,700 (-) Land $576,400 Building $1,347,300
2023	$61,347.00 (+2.77%)	$1,923,700 (-) Land $576,400 Building $1,347,300
2022	$59,692.00	$1,923,700 Land $576,400 Building $1,347,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 451 Winchester St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	3 (2005–2021)
Most Recent Claim	Jul 2021 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Winchester St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20