451 Waters Dr, Fort Pierce, FL 34946 Property Records

St. Lucie County property record for 451 Waters Dr, Fort Pierce, FL 34946

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,762 sqft · built 1978
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (May 2022)
Tax Bill	$12,463 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1421-602-0026-000-2`

Property Details

APN / Parcel Number

Primary APN	`1421-602-0026-000-2`
Alternative APN	`8117`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
Gross Area	3,313 sqft
1st Floor Area	1,762 sqft
Utility Area	40 sqft
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	396 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	440 sqft
Porch	Open Aluminum/Fiberglass Porch
Porch Area	25 sqft
Deck Area	Deck Area
Patio Area	418 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8117
Street Address	451 WATERS DR
City	FORT PIERCE
State	FL
Zip	34946-6432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERGATE ESTATES LOT 26
Legal Range	40E
Legal Township	34S
Legal Section	21
Legal Subdivision	RIVER GATES ESTATES
Legal Lot Number	26
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	2
Census Block	2013
Census Tract	381000

Owner

Source: St. Lucie County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7575 W HIGHWAY 316, REDDICK, FL 32686-3131
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	20225036424
Deed Book / Page	4821 / 1778
Last Transfer Date	Apr 30, 2024
Transfer Doc	0051490645
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LUCIE FL
Recording Date	Sep 20, 2021
Property Address	451 WATERS DR, FORT PIERCE, FL 34946-6432
Document Number	0046861181
Book / Page	4686 / 1181
Map Reference	MB 10 PG 66
Instrument Date	Sep 13, 2021
Instrument	4924994
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 23559, SAINT PETERSBURG, FL 33742-3559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7555 OLD MELBOURNE HWY, SAINT CLOUD, FL 34771-7914

Mortgage

Document Number	46861182
Date	Sep 20, 2021
Instrument	4686/1182

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Municipality	St. Lucie Village Town
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$663,500 (+13.42%) Land $398,100 Building $265,400	$663,500 (+13.42%) Land $398,100 Building $265,400
2024	$12,463.00 (+10.5%)
2023	$11,279.00 (+15.67%)	$585,000 (+16.33%) Land $339,700 Building $245,300	$585,000 (+16.33%) Land $339,700 Building $245,300
2022	$9,751.00	$502,900 Land $318,500 Building $184,400	$502,900 Land $318,500 Building $184,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	21 (1985–2022)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 3 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waters Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures