Essex County and Gloucester City property record for 451 Washington St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,130 sqft · built 1900 |
| Lot Size | 0.112 acres (4,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Nov 2014) |
| Tax Bill | $4,366 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Aug 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0109 B:0046 L:0000 |
| Primary APN | GLOU M:0109 B:0046 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,130 sqft Living Area |
| Gross Area | 2,204 sqft |
| 1st Floor Area | 697 sqft |
| Basement Area | 697 sqft |
| Unfinished Basement | 697 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,900 sqft (0.112 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 451 WASHINGTON ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 46 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 451 WASHINGTON ST, GLOUCESTER, MA 01930-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 11, 2021 | Deed of Trust, Mortgage · Line of Credit LUSO AMERICAN CU |
| Aug 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 11, 2021 | Deed of Trust, Mortgage · Line of Credit LUSO AMERICAN CU |
| Dec 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Oct 24, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR |
| Jan 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage SEMPER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2014 · Amount on Record |
| Deed Sale | Nov 21, 2014 · Amount on Record |
| Prior Sale | Jul 3, 1991 · Amount on Record |
| Deed Book / Page | 33685 / 376 |
| Transfer Doc | 033685-376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 451 WASHINGTON ST, GLOUCESTER, MA 01930-1838 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040229-524 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 40229/524 |
| Instrument | 20210831002410 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 451 WASHINGTON ST, GLOUCESTER, MA 01930-1838 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040167-157 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 40167/157 |
| Instrument | 20210811001970 |
| Name | LUSO AMERICAN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 451 WASHINGTON ST, GLOUCESTER, MA 01930-1838 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40229-524 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 40229/524 |
| Instrument | 20210831002410 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 451 WASHINGTON ST, GLOUCESTER, MA 01930-1838 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40167-157 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 40167/157 |
| Instrument | 20210811001970 |
| Name | LUSO AMERICAN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 451 WASHINGTON ST, GLOUCESTER, MA 01930-1838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38132-112 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 38132/112 |
| Instrument | 20191220000460 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 451 WASHINGTON ST, GLOUCESTER, MA 01930-1838 |
| Document Number | 37115-147 |
| Instrument Date | Oct 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 451 WASHINGTON ST GLOUCESTER MA 019301838, GLOUCESTER, MA 01930-1838 |
| Document Number | 37115-147 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 037115/000147 |
| Instrument | 30001200 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 29, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 451 WASHINGTON ST, GLOUCESTER, MA 01930-1838 |
| Document Number | 35607-377 |
| Book / Page | 035607 / 000377 |
| Instrument Date | Jan 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2017 |
| Name | Verified Name |
|---|
| Document Number | 35607-377 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 035607/000377 |
| Instrument | 1701120163 |
| Name | SEMPER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 11, 2042 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,366.00 (+4.47%) | $469,000 (+9.1%) Land $161,300 Building $307,700 | $566,802 (+14.67%) |
| 2025 | $4,179.00 (+1.58%) | $429,900 (+1.68%) Land $149,300 Building $280,600 | |
| 2024 | $4,114.00 (+4.52%) | $422,800 (+13.75%) Land $142,200 Building $280,600 | $494,285 |
| 2023 | $3,936.00 | $371,700 Land $127,000 Building $244,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 39 units insured incl. 3 condo units |
| Nearby Flood Claims | 27 (1978–2024) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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