451 W Chase Ave, #4B, El Cajon, CA 92020 Property Records

San Diego County property record for 451 W Chase Ave, #4B, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,116 sqft · built 1975
Lot Size	1.08 acres (47,308 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2018)
Tax Bill	$4,813 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`492-490-53-13`

Property Details

APN / Parcel Number

Primary APN	`492-490-53-13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,116 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Lot Area	47,308 sqft

Location & Zoning

Street Address	451 W CHASE AVE, 4B
City	EL CAJON
State	CA
Zip	92020
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT A US 4B PER D74-110928&INT IN POR OF N 300 FT OF TR 001583
Legal Subdivision	PRICE SUB
Legal Tract	001583
Legal Block	3
Legal Lot Number	A
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	15302

Owner

451 W Chase Ave, #4B is owned by an individual who acquired it in December 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	477 W CHASE AVE, EL CAJON, CA 92020-7404
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 16, 2018	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on File
Deed Sale	Nov 16, 2018 · Amount on File
Prior Sale	Feb 23, 2016 · Amount on File
Deed Document Number	2018478909
Last Transfer Date	Dec 4, 2019
Transfer Doc	0000096847
Record Updated	Oct 29, 2026

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2020
Property Address	451 W CHASE AVE # 4B, 4B, EL CAJON, CA 92020-7404
Document Number	0000096847
Map Reference	MAP 1583
Instrument Date	Dec 4, 2019
Instrument	2020-0096847
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 W CHASE AVE, EL CAJON, CA 92020-7404

Mortgage

Document Number	0000096848
Date	Feb 26, 2020
Instrument	2020-0096848

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 16, 2018
Property Address	451 W CHASE AVE # 4B, 4B, EL CAJON, CA 92020-7404
Document Number	0000478909
Map Reference	MAP 1583
Instrument Date	Nov 15, 2018
Instrument	2018-0478909
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	477 W CHASE AVE, EL CAJON, CA 92020-7404

Mortgage

Document Number	0000478910
Date	Nov 16, 2018
Instrument	2018-0478910

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 451 W Chase Ave, #4B was $4,813.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$369,789 (+2%) Land $147,915 Building $221,874
2025	$4,813.00	$362,539 Land $145,015 Building $217,524
2023	$4,203.00 (+1.57%)	$348,463 Land $139,385 Building $209,078
2022	$4,138.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 451 W Chase Ave, #4B in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 W Chase Ave, #4B is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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