Kent County property record for 451 Stone Ridge Dr, Dover, DE 19901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,100 sqft · built 2006 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,061,754 (Oct 2006) |
| Tax Bill | $2,359 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-00-095.01-01-74.00-000 |
| Primary APN | 7-00-095.01-01-74.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,100 sqft Living Area |
| Basement Area | 1,429 sqft |
| Finished Basement | 1,368 sqft |
| Unfinished Basement | 61 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 145 ft deep x 89.6 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 197 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 82835 |
|---|---|
| Street Address | 451 STONE RIDGE DR |
| City | DOVER |
| State | DE |
| Zip | 19901-8208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | STONE RIDGE SUBDIV., LOT #74 451 STONE RIDGE DR |
| Legal Subdivision | STONE RIDGE SUBDIVISION |
| Legal Lot Number | 74 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 41702 |
Source: Kent County records · APN 7-00-095.01-01-74.00-000
Assessment roll updated September 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 451 STONE RIDGE DR, DOVER, DE 19901-8208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY |
| Aug 25, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jul 06, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC |
| Jun 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2006 · Amount on Record |
| Deed Sale | Oct 30, 2006 · Amount on Record |
| Deed Document Number | 200671704 |
| Deed Book / Page | 3347 / 256 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Apr 01, 2026 |
| Property Address | 451 STONE RIDGE DR, DOVER, DE 19901-8208 |
| Document Number | 0000533169 |
| Book / Page | 14112 / 218 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026533169 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 451 STONE RIDGE DR, DOVER, DE 19901-8208 |
| Document Number | 0000533169, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 14112/218 |
| Instrument | 2026533169 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 451 STONE RIDGE DR, DOVER, DE 19901-8208 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000479685 |
|---|---|
| Date | Aug 25, 2023 |
| Book Page | 12635/36 |
| Instrument | 2023-479685 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 451 STONE RIDGE DR, DOVER, DE 19901-8208 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000343732 |
|---|---|
| Date | Jul 06, 2018 |
| Book Page | 9193/082 |
| Instrument | 2018-343732 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 451 STONE RIDGE DR, DOVER, DE 19901-8208 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000381693 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 10076/272 |
| Instrument | 2020-381693 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MILFORD, CT 06461 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 451 STONE RIDGE DR, DOVER, DE 19901-8208 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000453884 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 12002/239 |
| Instrument | 2022-453884 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2052 |
Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Caesar Rodney School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,359.00 (+7.96%) | $469,700 (+472.8%) Land $71,900 Building $397,800 |
| 2023 | $2,185.00 | $82,000 Land $4,500 Building $77,500 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 316 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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