Marshall County property record for 451 State St, Culver, IN 46511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,560 sqft · built 1930 |
| Lot Size | 0.364 acres (15,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $343,000 (Apr 2022) |
| Tax Bill | $5,734 (2024) |
| Deeds & Mortgages | Feb 2019 Reverse Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-21-16-302-314.000-014 |
| Primary APN | 50-21-16-302-314.000-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,340 sqft |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,840 sqft (0.364 acres) |
| Lot Dimensions | 132 ft deep x 120 ft wide |
| View / Lot | Extra Front |
| Garage Type | Detached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 451 STATE ST |
|---|---|
| City | CULVER |
| State | IN |
| Zip | 46511-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE: AUDITOR DESC: TONER ADD LOT 4 & 5 LEGAL DESC: |
| Legal Subdivision | TONER ADD |
| Legal Lot Number | 4,5 |
| Jurisdiction | MARSHALL IN |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20302 |
451 State St is owned and occupied by two individuals who bought it in April 2022.
Source: Marshall County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 261 WALKER AVE, CLARENDON HILLS, IL 60514-1347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2019 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Apr 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 21, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on File |
| Deed Sale | Apr 27, 2022 · Amount on File |
| Deed Document Number | 20222371 |
| Prior Transfer Date | Mar 15, 2019 |
| Prior Transfer Doc | 0201901192 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL IN |
| Property Address | 451 STATE ST, CULVER, IN 46511-1129 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201900495 |
|---|---|
| Date | Feb 7, 2019 |
| Instrument | 201900495 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 931 Months |
| Due | Sep 15, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.04% |
| Type Change Date | Nov 1, 2019 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARSHALL IN |
| Recording Date | Apr 27, 2022 |
| Property Address | 451 STATE ST, CULVER, IN 46511-1129 |
| Document Number | 0202202371 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 202202371 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 26 WALKER AVE # K, K, CLARENDON HILLS, IL 60514-1339 |
| Document Number | 0202202372 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 202202372 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARSHALL IN |
| Recording Date | Mar 21, 2019 |
| Property Address | 451 STATE ST, CULVER, IN 46511-1129 |
| Document Number | 0201901192 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 201901192 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 STATE ST, CULVER, IN 46511-1129 |
Source: Marshall County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Marshall County |
| County Subdivision | Union Township |
| Municipality | Culver Town |
| Unified School District | Culver Community Schools Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $383,200 Land $177,100 Building $206,100 | $383,200 Land $177,100 Building $206,100 | |
| 2024 | $5,734.00 (+5.93%) | ||
| 2023 | $5,413.00 (+118.44%) | $328,100 (+22.06%) Land $170,300 Building $157,800 | $328,100 (+22.06%) Land $170,300 Building $157,800 |
| 2022 | $2,478.00 | $268,800 Land $154,800 Building $114,000 | $268,800 Land $154,800 Building $114,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 451 State St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 10, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 451 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CULVER WATER DEPARTMENT serves 1,391 people · EPA ID IN5250005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Fourway Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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