451 Silver Dr, Montrose, CO 81401 Property Records

Montrose County property record for 451 Silver Dr, Montrose, CO 81401

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,508 sqft · built 2005
Lot Size	0.383 acres (16,666 sqft)
Owner	Individual Name on File
Last Sale	$222,600 (Aug 2018)
Tax Bill	$1,749 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3767-231-01-016`

Property Details

APN / Parcel Number

Primary APN	`3767-231-01-016`
Alternative APN	`R0015662`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Heated Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Construction Type	Manufactured
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,666 sqft (0.383 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0015662
Street Address	451 SILVER DR
City	MONTROSE
State	CO
Zip	81401-3816
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	SUBD: COLORADO WEST SUBD FILING NO 1 LOT: 11 S: 23 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	23
Legal Subdivision	COLORADO WEST SUBD
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1015
Census Tract	966503

Owner

451 Silver Dr, a residential property, is owned by an individual who bought it in August 2018.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	PSC 473 BOX 8002FPOAP FPO, AP
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE CORP
Aug 9, 2018	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
May 20, 2005	Warranty Deed, Construction Loan · Construction Mortgage SAN JUAN MOUNTAINS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2018 · Amount on File
Deed Sale	Aug 9, 2018 · Amount on File
Prior Sale	May 20, 2005 · Amount on File
Deed Document Number	2018899732
Record Updated	Jun 8, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	451 SILVER DR, MONTROSE, CO 81401-3816
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN HERITAGE TITL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000742872
Date	Aug 29, 2005
Instrument	742872

Lender

Name	FIRST MORTGAGE CORP
Type	Mortgage Company
Address	MONTROSE, CO 81401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Aug 9, 2018
Property Address	451 SILVER DR, MONTROSE, CO 81401-3816
Document Number	0000899732
Instrument Date	Aug 9, 2018
Instrument	899732
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PSC 473 BOX 8002 BOX, FPO, AP 96349-0081

Mortgage

Document Number	0000899733
Date	Aug 9, 2018
Instrument	899733

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2033

May 2005: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 20, 2005
Property Address	451 SILVER DR, MONTROSE, CO 81401-3816
Document Number	0000737844
Instrument Date	May 16, 2005
Instrument	737844
Transaction Type	Construction Loan
Record Updated	Mar 24, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount on Record
Tax	$3.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14747 MARINE RD, MONTROSE, CO 81403-8314

Mortgage

Document Number	0000737845
Date	May 20, 2005
Instrument	737845

Lender

Name	SAN JUAN MOUNTAINS CU

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Feb 15, 2006

Tax Assessment & Valuation

The 2025 property tax bill for 451 Silver Dr was $1,749, up 16.8% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,749.00 (+16.83%)	$26,670 (+28.34%)	$378,380 Land $68,000 Building $310,380
2024	$1,497.00 (+4.61%)	$20,780 (-18.09%) Land $3,130 Building $17,650
2023	$1,431.00	$25,370 Land $3,820 Building $21,550	$310,130 Land $46,720 Building $263,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 451 Silver Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Silver Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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