Butte County property record for 451 Sandy Cove Dr, Chico, CA 95973
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,956 sqft · built 1999 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,000 (Feb 2001) |
| Tax Bill | $3,951 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-630-035-000 |
| Primary APN | 006-630-035-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,956 sqft Living Area |
| 1st Floor Area | 1,956 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 006-630-035 |
|---|---|
| Street Address | 451 SANDY COVE DR |
| City | CHICO |
| State | CA |
| Zip | 95973-5848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 98 GREENFIELD SUB UNIT 3 |
| Legal Subdivision | GREENFIELD SUB UNIT 2 |
| Legal Lot Number | 98 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 404 |
451 Sandy Cove Dr is owned and occupied by an individual who acquired it in October 2009.
Source: Butte County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 451 SANDY COVE DR, CHICO, CA 95973-5848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 2, 2021 | Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2001 · Amount on File |
| Deed Sale | Feb 28, 2001 · Amount on File |
| Prior Sale | Sep 7, 1999 · Amount on File |
| Deed Document Number | 20017839 |
| Last Transfer Date | Oct 23, 2009 |
| Transfer Doc | 0000039873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 451 SANDY COVE DR, CHICO, CA 95973-5848 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 451 SANDY COVE DR, CHICO, CA 95973-5848 |
| Document Number | 0000007658 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 2022-0007658 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 451 SANDY COVE DR, CHICO, CA 95973-5848 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 451 SANDY COVE DR, CHICO, CA 95973-5848 |
| Document Number | 0000034368 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021-0034368 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Address | CHICO, CA 95927 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 451 Sandy Cove Dr was $3,951 with a homeowner's exemption.
Source: Butte County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Municipality | Chico City |
| Unified School District | Chico Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,332 (+2%) Land $107,574 Building $239,758 | ||
| 2025 | $3,951.00 Homeowner's exemption | $340,522 Land $105,465 Building $235,057 | |
| 2024 | $521,370 | ||
| 2023 | $3,660.00 (+1.64%) Homeowner's exemption | $327,302 Land $101,371 Building $225,931 | |
| 2022 | $3,601.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 451 Sandy Cove Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 451 Sandy Cove Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Race Communications Fiber | 1,000 / 1,000 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, unWired Broadband.
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