451 S Pine St, Elizabeth, CO 80107 Property Records

Elbert County property record for 451 S Pine St, Elizabeth, CO 80107

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,374 sqft · built 1897
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$583,000 (Mar 2022)
Tax Bill	$3,463 (2025)
Deeds & Mortgages	Feb 2023 Sale Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`84181-14-001`

Property Details

APN / Parcel Number

Primary APN	`84181-14-001`
Alternative APN	`R108598`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,374 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1997
Architectural Style	Multi-Level
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	10,542 sqft (0.242 acres)
Garage Type	Detached
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R108598
Street Address	451 S PINE ST
City	ELIZABETH
State	CO
Zip	80107-7696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SECTION: 18 TOWNSHIP: 8 RANGE: 64SUBDIVISION: ELIZABETH PHILLIPS ADD BLOCK: 25 LOT: 3 AND:- LOT: 4
Legal Range	64E
Legal Township	8S
Legal Section	18
Legal Subdivision	ELIZABETH PHILLIPS ADD
Legal Block	25
Legal Lot Number	3
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2055
Census Tract	961208

Owner

451 S Pine St is owned by an individual who acquired it in February 2023.

Source: Elbert County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1754, ELIZABETH, CO 80107-1754
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Beneficiary Deed, Transfer
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 2, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Feb 21, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Feb 21, 2018 · Amount on File
Deed Document Number	2022617374
Deed Book / Page	825 / 780
Last Transfer Date	Feb 20, 2023
Transfer Doc	0008330486
Record Updated	Sep 20, 2026

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ELBERT CO
Recording Date	Feb 21, 2023
Property Address	451 S PINE ST, ELIZABETH, CO 80107-7696
Document Number	0008330486
Book / Page	833 / 486
Instrument Date	Feb 20, 2023
Instrument	625214
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1486 S MACON ST, AURORA, CO 80012-4131

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	451 PINE ST, ELIZABETH, CO 80107
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008080408
Date	Oct 1, 2020
Book Page	808/408
Instrument	599789

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	451 PINE ST, ELIZABETH, CO 80107
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008000506
Date	Jan 7, 2020
Book Page	0800/0506
Instrument	591817

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Mar 2, 2022
Property Address	451 S PINE ST, ELIZABETH, CO 80107-7696
Document Number	0008250780
Book / Page	825 / 780
Instrument Date	Feb 28, 2022
Instrument	617374
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$58.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 SOUTH PINE STREET, BALL GROUND, GA 30107

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Feb 21, 2018
Property Address	451 PINE ST, ELIZABETH, CO 80107
Document Number	0007840683
Book / Page	0784 / 0683
Instrument Date	Feb 15, 2018
Instrument	575797
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$38.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 PINE ST, ELIZABETH, CO 80107

Mortgage

Document Number	0000575798
Date	Feb 21, 2018
Instrument	575798

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	0007840685
Date	Feb 21, 2018
Book Page	0784/0685
Instrument	575799

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 451 S Pine St was $3,463, up 11% from the year before.

Source: Elbert County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Municipality	Elizabeth Town
Unified School District	Elizabeth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,463.00 (+11.03%)	$35,980 Land $3,950 Building $32,030	$575,600 Land $63,200 Building $512,400
2024	$3,119.00 (+0.94%)
2023	$3,090.00 (+2.12%)	$34,980 (+17.58%) Land $3,610 Building $31,370	$522,060 (+21.94%) Land $53,883 Building $468,177
2022	$3,026.00	$29,750 Land $4,100 Building $25,650	$428,117 Land $59,033 Building $369,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 451 S Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 S Pine St is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 58% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELIZABETH serves 4,523 people · EPA ID CO0120010
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maverix Broadband Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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