451 S Main St, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 451 S Main St, Centerville, MA 02632 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,232 sqft · built 1988
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jul 1992)
Tax Bill	$12,023 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`CENT M:207 L:067002`

Property Details

APN / Parcel Number

Primary APN	`CENT M:207 L:067002`
Alternative APN	`125411`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,232 sqft Living Area
Gross Area	7,066 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,396 sqft (2.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	125411
Street Address	451 S MAIN ST
City	CENTERVILLE
State	MA
Zip	02632-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ELLEN C MCGARRAHAN
Legal Lot Number	67002
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3009
Census Tract	12700

Owner

Source: Barnstable County and Barnstable Town City records · APN CENT M:207 L:067002

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2938, HYANNIS, MA 02601-7938
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 1992 · Amount on Record
Deed Sale	Jul 10, 1992 · Amount on Record
Deed Book / Page	8108 / 3
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	451 S MAIN ST, CENTERVILLE, MA 02632-3405
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32513-310
Date	Dec 03, 2019
Book Page	32513/310
Instrument	60937

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,023.00 (+20.29%)	$1,486,100 (+16.12%) Land $687,000 Building $799,100	$3,031,925
2024	$9,995.00 (-6.74%)	$1,279,800 (-0.4%) Land $524,700 Building $755,100
2023	$10,717.00	$1,285,000 Land $617,100 Building $667,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010127003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 78 individual NFIP policies nearby
Nearby Flood Policies	82 units insured 4 under condo master policies
Nearby Flood Claims	78 (1978–2023)
Claims Outside the SFHA	9 of 78
Most Recent Claim	Dec 2023, rainfall accumulation
Claims By Storm	Blizzards, High Winds & Record Snowfall, Mar 1993 · 2 claims Winter Coastal Storm, Dec 1992 · 3 claims Hurricane Bob, Aug 1991 · 48 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 150 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.