451 S Locust St, Sisters, OR 97759 Property Records

Deschutes County property record for 451 S Locust St, Sisters, OR 97759

Property Summary

Property Type	Single Family Home
Details	28 sqft · built 1960
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on File
Last Sale	$135,000 (Apr 2012)
Tax Bill	$622 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`151009-BA-08200`

Property Details

APN / Parcel Number

Primary APN	`151009-BA-08200`
Alternative APNs	`R6001151009BA08200` `134757`

Interior

Building Area	28 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	134757
Street Address	451 S LOCUST ST
City	SISTERS
State	OR
Zip	97759-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	DAVIDSON ADDITION TO SISTERS BLOCK 32 LOT 10
Legal Range	10
Legal Township	15
Legal Section	09
Legal Subdivision	DAVIDSON ADDITION TO SISTERS
Legal Block	32
Legal Lot Number	10
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	2
Census Block	2036
Census Tract	502

Owner

451 S Locust St is owned by a company that bought it in April 2012.

Source: Deschutes County records, as of September 24, 2026

Owner of Record	Company Name on File
Mailing Address	760 W CHERRYWOOD DR, CHANDLER, AZ 85248-6049
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2012 · Amount on File
Deed Sale	Apr 2, 2012 · Amount on File
Deed Document Number	201211773
Prior Transfer Date	Jun 10, 2005
Prior Transfer Doc	0000036499
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	451 S LOCUST ST, SISTERS, OR 97759-1217
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 W CHERRYWOOD DR, CHANDLER, AZ 85248-6049

Mortgage

Document Number	0000002879
Date	Feb 2, 2026
Instrument	2026-02879

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	40.4%
Index	SOFR Average 30-Day
Max Rate	10.4%

Tax Assessment & Valuation

The 2025 property tax bill for 451 S Locust St was $622, up 3.2% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Sisters City
Unified School District	Sisters School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$622.00 (+3.15%)	$37,530 (+2.99%)	$316,320 (-0.07%) Land $313,000 Building $3,320
2024	$603.00 (+2.9%)	$36,440 (+3%)	$316,550 (+0.15%) Land $313,000 Building $3,550
2023	$586.00	$35,380	$316,090 Land $313,000 Building $3,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 451 S Locust St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 S Locust St is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SISTERS serves 3,778 people · EPA ID OR4100826
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20