451 Prospect Hill Rd, Windsor, CT 06095 Property Records

Windsor Town property record for 451 Prospect Hill Rd, Windsor, CT 06095

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,286 sqft · built 1986
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (May 2022)
Tax Bill	$7,745 (2024)
Deeds & Mortgages	Nov 2025 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6066.00`

Property Details

APN / Parcel Number

Primary APN	`6066.00`
Alternative APNs	`WIND M:00022 B:00130 L:00012A` `WSOR M:00022 B:00130 L:00012A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,286 sqft Living Area
Gross Area	4,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6066.00
Street Address	451 PROSPECT HILL RD
City	WINDSOR
State	CT
Zip	06095-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	130
Legal Lot Number	12A
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1026
Census Tract	473501

Owner

451 Prospect Hill Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Windsor Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	451 PROSPECT HILL RD, WINDSOR, CT 06095-1659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage ELLAFI FCU
May 12, 2022	Warranty Deed, Transfer · Negative Amortization GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	Nov 9, 2017 · Amount on File
Deed Document Number	20222007
Deed Book / Page	1934 / 589
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	451 PROSPECT HILL RD, WINDSOR, CT 06095-1659
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01989-1066
Date	Nov 3, 2025
Book Page	1989/1066
Instrument	2025-03759

Lender

Name	ELLAFI FCU

Agreement

Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR CT
Recording Date	May 12, 2022
Property Address	451 PROSPECT HILL RD, WINDSOR, CT 06095-1659
Document Number	001934-589
Book / Page	1934 / 589
Instrument Date	May 6, 2022
Instrument	2022-02007
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202202008
Date	May 12, 2022
Instrument	2022-02008

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Negative Amortization
Amount	Amount on Record

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,230 (-) Land $66,150 Building $206,080	$190,561 Land $46,305 Building $144,256
2024	$7,745.00 (-6.17%)	$272,230 (+51.44%) Land $66,150 Building $206,080
2023	$8,254.00 (+38%)	$179,760 (-) Land $46,970 Building $132,790
2022	$5,981.00	$179,760 Land $46,970 Building $132,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 451 Prospect Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Prospect Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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