Cumberland County property record for 451 Pine Grove Rd, Gardners, PA 17324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,232 sqft · built 1985 |
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,866 (2026) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-40-2641-007 |
| Primary APN | 08-40-2641-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Total Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Lot Area | 110,207 sqft (2.53 acres) |
| Lot Dimensions | 445 ft deep x 210 ft wide |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 451 PINE GROVE RD |
|---|---|
| City | GARDNERS |
| State | PA |
| Zip | 17324-8818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 451 PINE GROVE ROAD L-0013 LOT 13 PB 45 PG 32 |
| Legal Subdivision | DICKINSON TOWNSHIP JOINT VENTURE |
| Legal Lot Number | 13 |
| Jurisdiction | CUMBERLAND PA |
| Township / Civil Division | DICKINSON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 12701 |
Source: Cumberland County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 451 PINE GROVE RD, GARDNERS, PA 17324-8818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND PA |
| Property Address | 451 PINE GROVE RD, GARDNERS, PA 17324-8818 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 451 PINE GROVE RD 35, 35, GARDNERS, PA 17324-8818 |
| Document Number | 0000012105 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 202112105 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Mar 21, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cumberland County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cumberland County |
| County Subdivision | Dickinson Township |
| Unified School District | Carlisle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,866.00 (+5.89%) | $182,000 (-) Land $65,600 Building $116,400 | |
| 2024 | $3,651.00 | $182,000 Land $65,600 Building $116,400 | |
| 2010 | $182,000 Land $65,600 Building $116,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1996–2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 98.8% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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