451 Pemberton Park Ln, Frederick, MD 21703 Property Records

Frederick County property record for 451 Pemberton Park Ln, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 2,400 sqft · built 2020
Lot Size	0.034 acres (1,496 sqft)
Owner	Individual Name on File
Last Sale	$313,240 (Jan 2021)
Tax Bill	$6,599 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-597145`

Property Details

APN / Parcel Number

Primary APN	`02-597145`
Alternative APN	`597145`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,400 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	800 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,496 sqft (0.034 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	597145
Street Address	451 PEMBERTON PARK LN
City	FREDERICK
State	MD
Zip	21703-4901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 60 1,496 SQ FT WEST PARK VILLAGE
Legal Subdivision	WEST PARK VILAGE
Legal Lot Number	60
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	3
Census Block	3007
Census Tract	750506

Owner

451 Pemberton Park Ln, a townhouse, is owned by an individual who bought it in January 2021.

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	11228 BEAKER ST, RESTON, VA 20190-5357
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit BANK-FUND STAFF FCU
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage A Z MORTGAGE INC
Jan 13, 2021	Deed, Transfer · VA Mortgage FIRST HERITAGE MORTGAGE LLC
Sep 24, 2020	Grant Deed, Construction Loan · Conventional Mortgage WEST PARK VILLAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on File
Deed Sale	Jan 13, 2021 · Amount on File
Prior Sale	Sep 24, 2020 · Amount on File
Deed Book / Page	14449 / 123
Prior Transfer Date	Sep 8, 2020
Prior Transfer Doc	0141020317
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	451 PEMBERTON PARK LN, FREDERICK, MD 21703-4901
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11228 BEAKER ST, RESTON, VA 20190-5357

Mortgage

Document Number	0161370273
Date	Sep 19, 2022
Book Page	16137/273

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	451 PEMBERTON PARK LN, FREDERICK, MD 21703-4901
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7018 METROPOLITAN PL, FALLS CHURCH, VA 22043-2329

Mortgage

Document Number	0154490388
Date	Oct 29, 2021
Book Page	15449/388

Lender

Name	A Z MORTGAGE INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 13, 2021
Property Address	451 PEMBERTON PARK LN, FREDERICK, MD 21703-4901
Document Number	0144490123
Book / Page	14449 / 123
Map Reference	MB 100 PG 169
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CHAMPION TITLE & SETMNTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,566.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7018 METROPOLITAN PL, FALLS CHURCH, VA 22043-2329

Mortgage

Document Number	0014449128
Date	Jan 13, 2021
Instrument	14449/128

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 24, 2020
Property Address	451 PEMBERTON PARK LN, FREDERICK, MD 21703-4901
Document Number	0141020317
Book / Page	014102 / 000317
Instrument Date	Sep 8, 2020
Transaction Type	Construction Loan
Record Updated	Oct 12, 2020
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4140 PLEASANT VALLEY RD #200 CHANTILLY VA 201511226, 200, CHANTILLY, VA 20151-1226

Mortgage

Document Number	141020356
Date	Sep 24, 2020
Book Page	014102/000356

Lender

Name	WEST PARK VILLAGE LLC
Address	9841 WASHINGTONIAN BLVD # 300, GAITHERSBURG, MD 20878-7353

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$395,900 Land $100,000 Building $295,900	$395,900 Land $100,000 Building $295,900
2024	$6,599.00 (+14.89%)
2023	$5,744.00	$314,633	$395,900 Land $100,000 Building $295,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 Pemberton Park Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2018)
Most Recent Claim	May 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Pemberton Park Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

Nearby Properties on Pemberton Park Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures