451 Park St, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 451 Park St, North Reading, MA 01864

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,794 sqft · built 1954
Lot Size0.46 acres (20,038 sqft)
Owner2 Trust Names on File
Last Sale$275,000 (Jan 1997)
Tax Bill$10,747 (2026)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNM:03-P:001

Property Details

APN / Parcel Number

Primary APNM:03-P:001
Alternative APN
  • NREA M:003.0 B:0000 L:0001.0

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,794 sqft Living Area
Gross Area1,038 sqft
1st Floor Area1,038 sqft
Basement Area1,038 sqft
Unfinished Basement538 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address451 PARK ST
CityNORTH READING
StateMA
Zip01864-2108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number1.0
JurisdictionNORTH READING MA
Township / Civil DivisionNORTH READING
Census Block Group1
Census Block1007
Census Tract330202

Owner

451 Park St is owner-occupied and held in a trust since February 2025.

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address451 PARK ST, NORTH READING, MA 01864-2108
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 1997 · Amount on File
Deed SaleJan 27, 1997 · Amount on File
Prior SaleOct 17, 1994 · Amount on File
Last Transfer DateFeb 19, 2025
Transfer Doc083786-207
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address451 PARK ST, NORTH READING, MA 01864-2108
Transaction TypeMortgage
Record UpdatedJun 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079275-331
DateDec 3, 2021
Book Page79275/331
Instrument261833
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueJan 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 451 Park St was $10,747, down 4.1% from the year before.

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNorth Reading Town
Unified School DistrictNorth Reading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,747.00 (-4.12%)$825,400 (-3.83%) Land $395,200 Building $430,200$948,391
2025$11,209.00 (+3.1%)$858,300 (+4.29%) Land $380,000 Building $478,300
2024$10,872.00 (+5.71%)$823,000 (+11.94%) Land $358,400 Building $464,600
2023$10,285.00$735,200 Land $329,100 Building $406,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 Park St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Park St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH READING WATER DEPT.
serves 16,379 people · EPA ID MA3213000
Water SourcePurchased surface water from ANDOVER WATER DEPT
Last State InspectionDec 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureColiform assessment
Aug 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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